FRIDAY vs Oat Budget
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FRIDAY
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Turn your money records into your next plan. FRIDAY brings transactions, spending analysis, budgets and assets together in one personal finance app. RECORD QUICKLY, EDIT DIRECTLY Enter an amount, then add a description. Find similar past transactions to fill in the remaining details. Calculate as you type, reuse recent categories and payment methods, and edit a transaction directly from its detail screen. UNDERSTAND YOUR SPENDING Explore daily, weekly and monthly trends. Compare each category with the same elapsed period last month, and review your registered recurring expenses with completed and scheduled entries. PLAN A BUDGET THAT FITS Use your records for income and spending budget suggestions. Exclude or restore one-off items, choose a savings target and adjust category budgets. See spending, remaining amounts and overages together. FOLLOW ASSETS AND CARD PAYMENTS Explore assets, liabilities and net worth over time. Organize your accounts in your preferred order. Review credit-card totals and scheduled withdrawal dates, including Korean banking-holiday adjustments. REFLECT EVERY WEEK AND MONTH Save and share weekly and monthly PDF reports. Review income and expense category groups and see income, expenses and net income in the PDF flow diagram. Export transaction lists using your own filters. ONE MONTH, EVERY FEATURE New members can try all features for one calendar month after signup without registering payment details. The trial does not automatically charge you or start a subscription. After it ends, existing transaction viewing, search and export remain available. Other finance features require an active plan. THE SAME FEATURES, YOUR CHOICE OF DURATION Choose a monthly or annual auto-renewing subscription, or a one-time lifetime purchase. All include transactions, assets, categories, budgets, analysis, reports, sharing and widgets. Purchasing during the service trial charges immediately and does not add the remaining trial to the paid period. Actual localized prices and terms appear in the app and Apple's purchase confirmation. Manage or cancel subscriptions in your Apple account. Existing valid complimentary, promotional and purchased rights are retained. Search, filters, recurring schedules, dark mode and biometric app lock help you stay in control. Purchase terms: https://friday.ai.kr/docs/purchase-terms Privacy policy: https://friday.ai.kr/docs/privacy-policy
Oat Budget
This app helps couples manage their finances together. It uses AI to help plan monthly budgets, track spending in real-time, and provides a summary of your financial activity. Easily see who spent what and how much is left for the month.
- Shared budgeting for couples
- AI-powered monthly planning
- Real-time spending tracking
- Automated expense logging
- Monthly financial review summaries
- Customizable budget templates
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Oat Budget is a shared budgeting app made for couples. Connect with your partner and keep one budget together β who spent what, how much is left, and what you're saving toward, all on a single screen that updates in real time. And you don't have to plan alone. Oat Budget's AI sets up your month and looks back on it with you. PLAN THE MONTH WITH AI Tell it your income and fixed costs, and AI drafts realistic category limits and a savings goal for the month. Start from a template that fits you β tighten spending, save first, build an emergency fund, split into buckets, or set a daily allowance β then adjust anything you like. A MONTHLY REVIEW, WRITTEN FOR YOU When the month ends, AI reads your spending and tells the story: where the money went, what changed from last month, and what you did well. Pick from four tones so it sounds the way you like to hear it. SEE YOUR MONEY CLEARLY β’ Income, expenses, and remaining budget at a glance β’ How much you two can spend today β’ Category limits with live progress bars β’ Donut breakdowns and month-over-month comparisons β’ A calendar view of every day's spending BUILT FOR TWO β’ Invite your partner with a code β one budget you both share β’ When one of you logs an expense, the other sees it instantly β’ See who spent what, side by side LESS TYPING β’ Snap a receipt and let it fill in the amount β’ Recurring income and expenses post on their own β’ Quick category and memo suggestions as you go Start on your own if you like, then invite your partner when you're ready. Free to use, in your local currency. Designed for iPhone (iOS 26 and later). --- ## What's New (version 1.2.0 release notes β limit 4000) Oat Budget is now available worldwide. β’ Full English support β’ Your local currency, everywhere in the app β’ New monthly-plan templates to help you get started Thanks for budgeting with us. Questions or ideas? support@oatbudget.com
Screenshots
Verdict
The clearest difference is update cadence: FRIDAY at every 3 days against Oat Budget's every 6 days. FRIDAY also leads on device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. FRIDAY sells 3 in-app purchases, starting at $2.49 per month and Oat Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
FRIDAY ships an update every 3 days, Oat Budget every 6 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | FRIDAY | Oat Budget |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 3 days β better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | β | Freemium |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.1 β better | 26.0 |
| Further details β not scored | ||
| Size | 40 MB | 21 MB |
| Age rating | 17+ | 4+ |
| Developer | hwanjun nam | JongGil Seo |
In-app purchases
FRIDAY
- FRIDAY Premium Monthly$2.491 Month
- FRIDAY Premium Yearly$19.991 Year
- FRIDAY Premium Lifetime$59.99
Oat Budget
- Pro - Monthly$4.991 Month
- Oat κ°κ³λΆ Pro (Year)$59.991 Year








