위디 vs Oat Budget

Withy keeps two people in sync — and works just as well on your own. A shared budget, calendar, to-dos and anniversaries, all in one place. ■ One of you writes it. Both of you see it. Expenses, plans, to-dos, anniversaries — add it once and it shows up on your partner's screen right away. No more "who paid for this?" or "were we busy that day?" Tag every transaction as Me / Partner / Us, and pick who each event is visible to with a single chip. ■ Using it on your own is fine too It works as your personal expense tracker and calendar. Nothing is locked behind having a partner. Invite someone later and everything you have recorded carries over, uninterrupted. ■ It fills things in for you · AI input — say or type one sentence and the amount, category and date are filled in for you. Say several things at once and each gets its own entry · Receipt scan — one photo and the items are in · Recurring entries — monthly rent, weekly date night, yearly family days. Set it once and it repeats · Anniversary D-day — upcoming ones move to the top of your home screen · Widgets — see how much you have spent today the second your lock screen lights up · Multi-currency — record in the local currency while traveling; totals convert to your home currency ■ A chat just for the two of you No need to switch to another messenger. Photos and stickers work right here. ■ Goals you save for together Honeymoon, moving, an emergency fund. Create a goal together and both contributions add up automatically. Pin it to your home screen to see the D-day, progress and remaining amount on one card. ■ Built to be safe · Automatic backup every night · Sign in with Apple · Google · email · Delete your account from inside the app in two taps Terms of Service: https://andrew-studio.cloud/withy/legal/terms Privacy Policy: https://andrew-studio.cloud/withy/legal/privacy Support: https://andrew-studio.cloud/withy/legal/support

Oat Budget is a shared budgeting app made for couples. Connect with your partner and keep one budget together — who spent what, how much is left, and what you're saving toward, all on a single screen that updates in real time. And you don't have to plan alone. Oat Budget's AI sets up your month and looks back on it with you. PLAN THE MONTH WITH AI Tell it your income and fixed costs, and AI drafts realistic category limits and a savings goal for the month. Start from a template that fits you — tighten spending, save first, build an emergency fund, split into buckets, or set a daily allowance — then adjust anything you like. A MONTHLY REVIEW, WRITTEN FOR YOU When the month ends, AI reads your spending and tells the story: where the money went, what changed from last month, and what you did well. Pick from four tones so it sounds the way you like to hear it. SEE YOUR MONEY CLEARLY • Income, expenses, and remaining budget at a glance • How much you two can spend today • Category limits with live progress bars • Donut breakdowns and month-over-month comparisons • A calendar view of every day's spending BUILT FOR TWO • Invite your partner with a code — one budget you both share • When one of you logs an expense, the other sees it instantly • See who spent what, side by side LESS TYPING • Snap a receipt and let it fill in the amount • Recurring income and expenses post on their own • Quick category and memo suggestions as you go Start on your own if you like, then invite your partner when you're ready. Free to use, in your local currency. Designed for iPhone (iOS 26 and later). --- ## What's New (version 1.2.0 release notes — limit 4000) Oat Budget is now available worldwide. • Full English support • Your local currency, everywhere in the app • New monthly-plan templates to help you get started Thanks for budgeting with us. Questions or ideas? support@oatbudget.com