Pefi vs Vane

Pefi is a personal finance app built around one idea: you should understand your money, not just move it around. It covers the full picture — daily spending, long-term assets, trading performance, risk management, and financial goals — without connecting to your bank or sending your data anywhere. FREE TRIAL & SUBSCRIPTION Pefi offers a 3-day free trial with full access to all features. After the trial, a Premium subscription is required to continue using the app. • Monthly: $6.99/month • Yearly: $69.99/year (save 17%) Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. No charges during the free trial. WHAT’S INCLUDED WITH PREMIUM DASHBOARD A real-time snapshot of your financial health: income vs expenses, savings rate, net worth, and a health score that reflects how your numbers are trending. Everything in one place when you open the app. TRANSACTIONS Log income and expenses by category. Set up recurring transactions. Filter by date, type, or category. The history stays clean, searchable, and sorted how you want it. BUDGETS Set monthly, quarterly, or yearly spending limits per category. Get alerted when you're approaching or over your limit. See exactly where you're overspending before the month ends. ASSETS & NET WORTH Track every asset you own — bank accounts, crypto wallets, stocks, real estate, vehicles, cash, commodities, bonds, retirement accounts, and loans. Pefi calculates your total net worth and shows the breakdown by category. GOALS Set financial goals with target amounts and deadlines. Track progress manually and see how close you are across all your goals at once. TRADE JOURNAL Log trades across forex, crypto, stocks, and commodities. Record entry, exit, position size, fees, leverage, and outcome. See your win rate, total P&L, and performance history over any period. RISK MANAGEMENT Define a risk profile based on your account balance and tolerance. Run scenarios to model what different win rates, risk per trade, and reward ratios would mean for your portfolio before you commit to a strategy. REPORTS Generate monthly, quarterly, or yearly reports covering income, expenses, asset allocation, budget performance, goal progress, and trading results. Export as PDF or XLSX. BACKUP & RESTORE Export all your data to a local file — encrypted for same-device use, or unencrypted for moving to another device. No account needed, no cloud dependency. PRIVACY BY DEFAULT All data is stored on your device using local storage. No bank connections. No third-party data sharing. No analytics. Biometric lock protects your app on open. THEMES Light, dark, or system-adaptive. Your choice. Pefi is for people who want honest visibility into their money — not a dashboard that glosses over the details. Terms of Use (EULA): https://www.mcjohnson.website/pages/legal/pefi/terms.html

Vane is a calm, no-account, privacy-first habit tracker built around two simple ideas: log your day, watch your progress. No leaderboards. No social feed. No accounts. Just you and the habits you care about. Whether you want to drink more water, work out, read every night, meditate, or finally start journaling, Vane gives you a clean daily dashboard and beautiful statistics that make showing up feel rewarding. FEATURES DAILY & WEEKLY HABITS Track habits that should happen every day, or X times per week (e.g. "Run 3x/week"). Each habit can be a simple check-off or a counter with a target value. DAILY DASHBOARD Your day at a glance. Log progress, edit any day, all in one place. CALENDAR A month-at-a-glance view for each habit, color-coded by completion. LAST 4 WEEKS A pretty visualization of your consistency across the past month, with a percentage so you know exactly how you're doing. STREAKS Keep your fire alive, counted strictly on consecutive successful days. No fudge factor. FOCUS TIMER Built-in Pomodoro timer for habits that need dedicated time, like meditation, study, or deep work. Rings even when the app is in the background. REMINDERS Pick a time and Vane will nudge you. 100% PRIVATE Everything stays on your device. No accounts, no servers, no syncing your data anywhere. VANE PRO Unlock everything Vane has to offer: • Unlimited habits • 6 home-screen widgets in multiple sizes • Yearly statistics • Multiple reminders per habit • Import & export your full history • Restore archived habits • Family Sharing, share Pro with up to 5 family members • Support an independent developer Vane Pro is available as a monthly or annual auto-renewing subscription. The annual plan starts with a 7-day free trial for new subscribers; you won't be charged until the trial ends. Payment is charged to your Apple ID at confirmation of purchase (or at the end of the free trial). The subscription auto-renews unless canceled at least 24 hours before the end of the current period. You can manage or cancel anytime in Settings, [your name], Subscriptions. Privacy Policy: https://vaneprivacypolicy.carrd.co/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/