Comparison

Portfolio Vault vs Worthia

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Portfolio Vault

Track your investments in stocks, ETFs, crypto, and more without linking bank accounts. See performance, allocation, and transaction details locally. Offers privacy-focused features like biometric protection and offline access.

Highlights
  • Track stocks, ETFs, funds, crypto, gold, and silver
  • Manual entry of holdings and transactions
  • Portfolio value and performance at a glance
  • Time-weighted return calculation
  • Organize holdings by account and category
  • Local storage and privacy features
  • Offline data browsing
Features
Read full description

See what you own, how it is performing, and where your money is invested. Track stocks, ETFs, funds, gold and crypto on iPhone and Mac, without creating an account or linking your bank. MAKE SENSE OF YOUR PORTFOLIO β€’ Your investments at a glance β€” See total value in EUR, investment return, and gains or losses for your selected period. β€’ Performance with context β€” Explore portfolio value, invested capital and transaction markers. Compare with the S&P 500, MSCI World and gold when market history is available. β€’ Money added is not money earned β€” Time-weighted return accounts for recorded cash flows, helping you distinguish investment performance from contributions and withdrawals. β€’ Every position, explained β€” Record and edit buys, sells and adjustments. Review quantities, average cost, and realized and unrealized gains when transaction prices are known. β€’ A clearer allocation β€” Organize holdings by account and category to see where your portfolio is concentrated. BRING YOUR ASSETS TOGETHER Track stocks, ETFs, mutual funds, cryptocurrencies, gold, silver, supported physical coins and manually entered cash balances. Add instruments by ISIN or ticker and organize positions across banks and brokers. Holdings and transactions are entered manually; bank accounts are not connected. PRIVACY BUILT IN Your portfolio is stored locally. No Portfolio Vault account, no advertising and no analytics. Price requests send public market identifiers, not your holdings or balances. Hide amounts on screen and enable biometric protection on supported devices. Optional iCloud backup is available when iCloud access is enabled. Native apps for iPhone and Mac, with English and French interfaces. Browse saved data offline; internet access is needed to retrieve market prices. Prices and historical coverage depend on the source and may be delayed. Background updates depend on system availability. Open your portfolio. Understand the numbers. Keep control of your data.

About

Worthia

Features
Read full description

Worthia brings everything you own into one private net worth: crypto wallets, gold and silver, cash in any currency, stocks and funds, property and debts. Add public wallet addresses for Ethereum, Bitcoin, Solana, Arbitrum and Optimism to see holdings and performance without connecting a wallet or sharing private keys. Gold, silver and currencies are valued live β€” grams, ounces or Turkish coins like Γ§eyrek and Ata. For stocks, ETFs and funds you enter the price, and Worthia reminds you to update it. Balances on an exchange, a cold wallet, in staking or in a DeFi position go in by hand, and borrowed positions count against the total, so the number on your dashboard is the real one. WHY WORTHIA β€’ Crypto wallets, gold, silver, currencies, stocks and funds in one net worth β€’ Live gold, silver and exchange rates; your own prices for stocks and funds β€’ Buy and sell history for every holding β€’ Assets and liabilities together as one true net worth β€’ Your portfolio grouped by asset class, with each class's share β€’ Price alerts for coins, gram or ounce gold, silver and currency pairs β€’ Separate portfolios for family members or a company β€’ Switch between USD, EUR, GBP, TRY and BTC at a tap β€’ Home Screen widget that keeps crypto, gold and currency values fresh β€’ Available in English, Turkish, Spanish, German and French β€’ Keep control: Worthia never asks for private keys or seed phrases SEPARATE PORTFOLIOS, ONE APP Track a partner's wallets, a company's holdings, or a long-term stash as its own portfolio. Switch between them, or see everything combined, without the numbers running into each other. ALERTS THAT ARRIVE IN TIME Set price and portfolio rules and let Worthia watch them for you, no account needed. Rules are checked about every 15 minutes β€” not in real time β€” and delivery is confirmed rather than assumed, so an alert that fails to arrive is retried instead of lost. Using Worthia without cloud backup? Coin price alerts work as they are; portfolio alerts are an opt-in that shares only coin amounts, never wallet addresses. PRIVATE BY DEFAULT Cloud backup is yours to switch on or off. Leave it off and your wallets never leave this phone. Lock the app behind Face ID, and hide every balance with a single tap when someone is reading over your shoulder. WORTHIA PRO Upgrade for profit and loss on every holding (average cost, realized and unrealized), advanced analytics with allocation by asset class, the NFT gallery, CSV export, unlimited portfolios and up to 20 custom alerts. Choose Monthly, Yearly or Lifetime access. Worthia is read-only and cannot sign or execute transactions. Market data is for informational purposes only and is not financial advice. Prices: crypto, gold, silver and exchange rates are provided by CoinGecko and refresh about every 10 minutes. Gold coins are valued at their pure-gold content; jeweler prices can differ. Stock and fund prices are the ones you enter. LEGAL Terms of Use (EULA): https://worthia-app.web.app/terms.html Privacy Policy: https://worthia-app.web.app/privacy.html

Screenshots

Portfolio Vault4 screens
Worthia4 screens

Verdict

The call

The clearest difference is in-app purchases: Portfolio Vault at none against Worthia's 4. Worthia's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Worthia sells 4 in-app purchases, starting at $4.99 per month. Portfolio Vault asks for nothing beyond the download.

UpkeepUpdate frequency

Portfolio Vault ships an update every 3 weeks, Worthia weekly. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

Scorecard2 real differences Β· 6 level
Portfolio Vault versus Worthia: the parameters behind the verdict, then further details
ParameterPortfolio VaultWorthia
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyEvery 3 weeksWeekly β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
MonetizationFreeβ€”
DevicesiPhone, Mac β€” betteriPhone
Requires iOS17.016.4 β€” better
Further details β€” not scored
Size5 MB79 MB
Age rating4+4+
DeveloperJrmy CALLESHARUN YARDIMCI

In-app purchases

None

Portfolio Vault

No in-app purchases

4 purchases

Worthia

Subscriptions2
  • Worthia Pro Monthly$4.991 Month
  • Worthia Pro Yearly$39.991 Year
One-time2
  • Worthia Pro Lifetime$69.99
  • Worthia Pro Lifetime$99.99

Questions

Is Portfolio Vault free?
Portfolio Vault is free to download, with no in-app purchases.
Is Worthia free?
Worthia is free to download, with in-app purchases available.
Do Portfolio Vault or Worthia have ads?
Neither Portfolio Vault nor Worthia shows ads.
Which is updated more often, Portfolio Vault or Worthia?
Portfolio Vault ships an update every 3 weeks, and Worthia weekly. Most recently, Portfolio Vault was updated on November 5, 2026 and Worthia on November 10, 2026.

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