Comparison

SubZen vs Track My Bills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubZen

Effortlessly track all your recurring payments in one place. Get timely reminders before charges hit, understand your spending habits, and manage subscriptions across different currencies. All your data stays private on your device.

Highlights
  • Track all subscriptions in one place
  • Receive renewal reminders
  • Analyze recurring spending
  • Plan renewals with calendar view
  • Support for multiple currencies
  • Import and export subscription data
  • Manage subscription status (pause, cancel, delete)
Features
Read full description

SubZen is the subscription tracker for people who want to know what renews, when it renews, and how much it costs—without linking a bank account or creating another account. No account. No bank link. Free, always. See upcoming renewals, understand your spending, move through billing weeks, and manage every subscription from a clean interface built for iPhone. KEY FEATURES - Track every subscription in one place Add streaming services, apps, software, memberships, cloud storage, news, fitness, gaming, and any other recurring payment. Keep costs, billing dates, categories, notes, tags, and payment labels organized. - Get reminders before charges hit Choose a reminder for the same day, 1 day, 3 days, or 1 week before renewal. See upcoming payments before they surprise you. - Understand your recurring spending View monthly and yearly totals, compare categories, explore your biggest commitments, and see how each subscription contributes to your spending. - Plan renewals with Calendar See which subscriptions renew each day and move through upcoming billing weeks without losing sight of recent renewals. - Track subscriptions in any currency Use USD, EUR, GBP, CAD, AUD, JPY, and many more. SubZen converts recurring costs into your preferred currency using current exchange rates, with offline fallback rates when needed. - Import and export your data Bring subscriptions into SubZen from CSV or JSON, review changes before saving, and export a portable copy whenever you want. - Pause, resume, cancel, or delete Pause or cancel a subscription without removing its history, or delete it entirely when you no longer need it. - Private by design Your subscription records stay on your device. Optional iCloud backup syncs them through your own Apple account. No SubZen account required. - Add subscriptions faster Browse an expanded service catalog with recognizable logos, search popular services, or create a completely custom subscription. WHY SUBZEN SubZen focuses on one job: helping you understand and manage subscriptions without a bank connection or complicated budgeting system. Use SubZen to: - Know what renews next - Track monthly and yearly costs - Plan around upcoming charges - Organize subscriptions across currencies - Keep a portable copy of your data - See spending insights without the clutter Download SubZen and finally know what you are paying for. Terms of Use: https://subzenapp.netlify.app/terms Privacy Policy: https://subzenapp.netlify.app/privacy-policy

About

Track My Bills

Features
Read full description

Never miss a bill again. Track My Bills is the smartest bill tracker and subscription manager — helping you stay on top of every recurring payment, direct debit, and annual renewal, all in one beautifully simple app. Whether you're managing household utilities, streaming subscriptions, insurance renewals, gym memberships, or annual debt repayments, Track My Bills puts you firmly in control of your outgoings. No more surprise charges, no more late payment fees, and no more losing track of what you're spending each month. SMART REMINDERS, YOUR WAY Get notified before bills are due with fully customisable reminders. Its felxible enough to add additional reminders — giving you time to move money, set up a payment, or simply budget ahead. Add a second reminder even closer to the day for extra peace of mind. Each bill has its own reminder settings, so you're always in control. COMPLETE PAYMENT HISTORY Record every payment with the exact date, amount, and notes. Build a full history of what you've paid and when — useful for spotting price creep, disputing charges with providers, or simply understanding your financial habits over time. RENEWAL TRACKING MADE EASY Renew bills at the same cost in one tap, or update the amount and due date when prices change. Track My Bills makes it effortless to stay current, so your bill list is always accurate and up to date. SPENDING INSIGHTS & CHARTS See exactly where your money goes each month. Visual charts break down your spending by category — utilities, subscriptions, insurance, and more — giving you a clear picture of your monthly and annual outgoings at a glance. Understanding your budget has never been simpler. PRICE HISTORY Watch how your bills change over time. Track My Bills logs every renewal so you can see exactly when providers raised their prices — and by how much. Perfect for spotting sneaky annual increases before your next renewal. KEY FEATURES - Smart reminders — customisable working-day alerts per bill, with optional second reminder - Payment history — full log of every payment with date, amount and notes - Renewal tracking — one-tap renewal or update amount and due date - Spending insights — monthly and annual spend by category with visual charts - Price history — track cost changes across every bill over time - Custom categories — organise bills your way - Notes per bill — store account numbers, provider details and contract info - Passcode & Face ID — lock the app for privacy - Dark mode — automatic dark and light mode support - iCloud sync — bills sync seamlessly across all your Apple devices PERFECT FOR Household bills · Monthly subscriptions · Streaming services · Insurance renewals · Gym and club memberships · Mobile phone contracts · Broadband and utilities · Annual renewals · Direct debits · Debt repayments Take control of your finances today. Download Track My Bills and never be caught off guard by a bill again.

Screenshots

SubZen4 screens
Track My Bills4 screens

Verdict

The call

The clearest difference is in-app purchases: Track My Bills at none against SubZen's 6. Track My Bills also leads on update cadence (every 5 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubZen sells 6 in-app purchases, starting at $0.99 per month. Track My Bills asks for nothing beyond the download.

UpkeepUpdate frequency

SubZen ships an update fortnightly, Track My Bills every 5 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
SubZen versus Track My Bills: the parameters behind the verdict, then further details
ParameterSubZenTrack My Bills
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size65 MB43 MB
Age rating4+4+
DeveloperMichael Abou KhalilAnish Patel

In-app purchases

6 purchases

SubZen

Subscriptions1
  • SubZen Pro$0.991 Month
One-time5
  • Support SubZen - Small$1.99
  • Support SubZen - Kind$2.99
  • Support SubZen - Generous$5.99
Show 2 more
  • Support SubZen - Big$10.99
  • Support SubZen - Amazing$19.99
None

Track My Bills

No in-app purchases

Questions

Is SubZen free?
SubZen is free to download, with in-app purchases available.
Is Track My Bills free?
Track My Bills is free to download, with no in-app purchases.
Do SubZen or Track My Bills have ads?
Neither SubZen nor Track My Bills shows ads.
Which is updated more often, SubZen or Track My Bills?
SubZen ships an update fortnightly, and Track My Bills every 5 days. Most recently, SubZen was updated on October 28, 2026 and Track My Bills on October 25, 2026.

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