Comparison

Moneio vs odemes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneio

Features
Read full description

Moneio — Personal Finance Tracker Managing money has never been this simple and visual. Moneio brings all your financial accounts together in one place, giving you a crystal-clear picture of where you stand — and where you're headed Total Balance & Accounts Connect all your accounts — cash, debit cards, credit cards, and savings — and see your total balance at a glance. Toggle accounts on or off to focus on what matters. Smart Analytics Understand your spending habits with beautiful, interactive charts. See expenses broken down by category — travel, shopping, health, subscriptions, and more — for any time period. Goals, Debts & Credits Set savings goals and track your progress. Keep tabs on your debts and credit obligations so you always know exactly what you owe. Spending Forecast See how your spending is trending throughout the month and get a projected total — so you're never caught off guard at the end of the month. Transaction History Every income and expense, logged and searchable. Filter by date, category, or account. Never lose track of a payment again. Moneio is designed for people who want clarity, not complexity. Clean design, powerful tools, and everything you need to build better financial habits — starting today. AI-powered financial assistant coming soon! Terms of Use: https://alexdaronin.github.io/Privacy-Policy/terms-of-use Privacy Policy: https://alexdaronin.github.io/Privacy-Policy/

About

odemes

Effortlessly track your spending, understand your financial habits, and improve your money management with personalized insights and a financial grade. Visualize your spending trends and receive alerts for unusual activity.

Highlights
  • Financial Grade with savings tips
  • Fast expense and income entry
  • Spending breakdown (essentials vs. lifestyle)
  • Charts and trend summaries
  • Unusual spending alerts
  • Privacy-first data handling
Features
Read full description

Stop wondering where your money went. Odemes makes it effortless to track every dollar, understand your spending habits, and actually improve your financial health — no subscriptions, no complexity, no excuses. Your Financial Grade — Know Exactly Where You Stand Get a real score on your money habits, not just raw numbers. Odemes analyzes your spending and gives you a personalized Financial Grade with actionable tips to do better next month. Built for Real Life Add an expense in seconds with a tap. Smart categories, a clean numpad, and instant totals mean you'll never fall behind on tracking again. See the Full Picture Beautiful charts and trend breakdowns show you exactly how your money flows — monthly, quarterly, or yearly. Know your essentials vs. your lifestyle spending at a glance. Catch Problems Before They Catch You Unusual spending alerts flag when a category spikes, so you can course-correct before it hurts. Features You'll Actually Use Financial Grade with personalized savings tips Fast expense & income entry with smart categories Essentials vs. lifestyle spending breakdown Beautiful charts, trends, and net summaries Recurring transactions with flexible schedules 100% free — no subscription, ever Privacy-first: your data never leaves your hands Designed for iOS: SwiftUI, dark mode, haptics Questions? Email us: info@odemes.app

Screenshots

Moneio4 screens
odemes3 screens

Verdict

The call

The clearest difference is in-app purchases: odemes at none against Moneio's 2. Moneio's advantage is update cadence (every 2 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moneio sells 2 in-app purchases, starting at $5.99 per month. odemes asks for nothing beyond the download.

UpkeepUpdate frequency

Moneio ships an update every 2 days, odemes monthly. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Moneio versus odemes: the parameters behind the verdict, then further details
ParameterMoneioodemes
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018.0
Further details — not scored
Size7 MB17 MB
Age rating4+4+
DeveloperOleksii DaroninEuclides Mendes

In-app purchases

2 purchases

Moneio

Subscriptions2
  • Moneio Pro$5.991 Month
  • Moneio Pro (Annual)$49.991 Year
None

odemes

No in-app purchases

Questions

Is Moneio free?
Moneio is free to download, with in-app purchases available.
Is odemes free?
odemes is free to download, with no in-app purchases.
Do Moneio or odemes have ads?
Neither Moneio nor odemes shows ads.
Which is updated more often, Moneio or odemes?
Moneio ships an update every 2 days, and odemes monthly. Most recently, Moneio was updated on October 9, 2026 and odemes on October 10, 2026.

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