Moneio vs FIN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneio
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Moneio — Personal Finance Tracker Managing money has never been this simple and visual. Moneio brings all your financial accounts together in one place, giving you a crystal-clear picture of where you stand — and where you're headed Total Balance & Accounts Connect all your accounts — cash, debit cards, credit cards, and savings — and see your total balance at a glance. Toggle accounts on or off to focus on what matters. Smart Analytics Understand your spending habits with beautiful, interactive charts. See expenses broken down by category — travel, shopping, health, subscriptions, and more — for any time period. Goals, Debts & Credits Set savings goals and track your progress. Keep tabs on your debts and credit obligations so you always know exactly what you owe. Spending Forecast See how your spending is trending throughout the month and get a projected total — so you're never caught off guard at the end of the month. Transaction History Every income and expense, logged and searchable. Filter by date, category, or account. Never lose track of a payment again. Moneio is designed for people who want clarity, not complexity. Clean design, powerful tools, and everything you need to build better financial habits — starting today. AI-powered financial assistant coming soon! Terms of Use: https://alexdaronin.github.io/Privacy-Policy/terms-of-use Privacy Policy: https://alexdaronin.github.io/Privacy-Policy/
FIN
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FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.
Screenshots
Verdict
The clearest difference is iOS requirement: FIN at 13.0 against Moneio's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moneio sells 2 in-app purchases, starting at $5.99 per month and FIN sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Moneio ships an update every 2 days, FIN every 4 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.
| Parameter | Moneio | FIN |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksii Daronin | Yasumi Abe |
In-app purchases
Moneio
- Moneio Pro$5.991 Month
- Moneio Pro (Annual)$49.991 Year
FIN
- FIN Plus 5回パック$3.99
- App Storeや購入画面向け。ローカリゼーションで設定。$6.99









