Comparison

Moneio vs FIN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneio

Features
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Moneio — Personal Finance Tracker Managing money has never been this simple and visual. Moneio brings all your financial accounts together in one place, giving you a crystal-clear picture of where you stand — and where you're headed Total Balance & Accounts Connect all your accounts — cash, debit cards, credit cards, and savings — and see your total balance at a glance. Toggle accounts on or off to focus on what matters. Smart Analytics Understand your spending habits with beautiful, interactive charts. See expenses broken down by category — travel, shopping, health, subscriptions, and more — for any time period. Goals, Debts & Credits Set savings goals and track your progress. Keep tabs on your debts and credit obligations so you always know exactly what you owe. Spending Forecast See how your spending is trending throughout the month and get a projected total — so you're never caught off guard at the end of the month. Transaction History Every income and expense, logged and searchable. Filter by date, category, or account. Never lose track of a payment again. Moneio is designed for people who want clarity, not complexity. Clean design, powerful tools, and everything you need to build better financial habits — starting today. AI-powered financial assistant coming soon! Terms of Use: https://alexdaronin.github.io/Privacy-Policy/terms-of-use Privacy Policy: https://alexdaronin.github.io/Privacy-Policy/

About

FIN

Features
Read full description

FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.

Screenshots

Moneio4 screens
FIN4 screens

Verdict

The call

The clearest difference is iOS requirement: FIN at 13.0 against Moneio's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moneio sells 2 in-app purchases, starting at $5.99 per month and FIN sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Moneio ships an update every 2 days, FIN every 4 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 5 level
Moneio versus FIN: the parameters behind the verdict, then further details
ParameterMoneioFIN
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 4 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.013.0 — better
Further details — not scored
Size7 MB20 MB
Age rating4+4+
DeveloperOleksii DaroninYasumi Abe

In-app purchases

2 purchases

Moneio

Subscriptions2
  • Moneio Pro$5.991 Month
  • Moneio Pro (Annual)$49.991 Year
2 purchases

FIN

One-time2
  • FIN Plus 5回パック$3.99
  • App Storeや購入画面向け。ローカリゼーションで設定。$6.99

Questions

Is Moneio free?
Moneio is free to download, with in-app purchases available.
Is FIN free?
FIN is free to download, with in-app purchases available.
Do Moneio or FIN have ads?
Neither Moneio nor FIN shows ads.
Which is updated more often, Moneio or FIN?
Moneio ships an update every 2 days, and FIN every 4 days. Most recently, Moneio was updated on October 9, 2026 and FIN on October 11, 2026.

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