DiviBills vs BillPilot

DiviBills makes sharing expenses simple, fair, and transparent. Whether you are traveling with friends, living with roommates, or organizing a group event, DiviBills helps you track who owes whom in real-time. Forget spreadsheets and complicated math—just add your costs, and let the app handle the rest. How DiviBills works : Create & Invite Start a group in seconds for your trip, house, or weekend getaway. Invite friends easily via a simple link so everyone can join and track expenses from their own phone. You can also add offline participants to track expenses for those who don't have the app. Add Expenses on the Go Did you pay for dinner? Did your friend pay for the taxi? Log expenses in just a few taps. You can split costs evenly or assign specific amounts to specific people. Multi-Currency Support Ideal for international travel. Enter expenses in any currency (USD, EUR, JPY, etc.). DiviBills automatically converts them to your group's main currency using daily updated exchange rates. Use automatic daily rates, or set a custom exchange rate if you exchanged cash in advance. Settle Up Instantly At the end of the trip or month, check the balance. Our smart algorithm calculates the most efficient way to pay everyone back, minimizing the number of transfers needed. DiviBills focuses on a completely unrestricted experience: - Truly Unlimited: No daily quotas. Add as many expenses and groups as you need without hitting a paywall. Ad-Free Experience: - A clean, professional interface with zero distracting ads. - Full History: Access a complete log of all changes and payments for total transparency. Perfect for : - Roommates: Manage rent, utility bills, and shared groceries seamlessly. - Travelers: Handle group trips without worrying about exchange rates. - Couples & Friends: Keep track of casual lending and borrowing. Get DiviBills today to simplify your shared finances and enjoy unlimited, ad-free tracking.

BillPilot is a calm, privacy-first bill tracker. No bank account required. No login. No data sold. Your bills stay on your device unless you choose to sync them with your own iCloud. TRACK YOUR BILLS, YOUR WAY Add any bill in seconds — rent, utilities, subscriptions, insurance, and more. Set flexible recurrence from weekly to yearly. Mark autopay bills so you know what pays itself. When you mark a bill paid, BillPilot automatically schedules the next one. KNOW EXACTLY WHERE YOU STAND The home screen shows your total unpaid this month, a readiness score based on your cash cushion, and the bills due in the next seven days — all without connecting to a single bank. PLAN WITHOUT BANK ACCESS Set a manual cash cushion. BillPilot calculates your Safe to Spend balance and gives you a Bill Readiness Score. No Plaid. No OAuth. No financial profile. INSIGHTS THAT RESPECT YOUR PRIVACY Six months of spend trend, category breakdown, subscription total, and top bills — all computed on your device from the bills you entered. STAY AHEAD WITH SMART REMINDERS Local notifications remind you before a bill is due. Respond directly from the notification: mark it paid, or snooze it to tomorrow. All reminders stay on your device. NEVER MISS A DUE DATE A home screen and lock screen widget shows your upcoming bills and unpaid total at a glance. Tap to open BillPilot directly. PRO FEATURES Upgrade to BillPilot Pro with a 15-day free trial: • Safe to Spend cash cushion planning • Category budgets • Payment history and partial payments • Flexible recurrence (every 3 weeks, etc.) • iCloud sync across your devices • CSV import and export • JSON backup and restore • Widget color themes • Privacy lock (Face ID / Touch ID) PRIVACY FIRST, ALWAYS • No account or login required • No bank sync or Plaid • No advertising or tracking • No analytics that identify you • Optional iCloud sync uses your own private CloudKit container • Privacy lock hides your data when the app is not in use Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/