GroupXpense vs SettleUp
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
GroupXpense
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GroupXpense makes splitting shared expenses effortless. A trip with friends, monthly bills with roommates, a family event, a team lunch ā add the expense once and GroupXpense tracks exactly who owes whom. Create a group, add members, log expenses as they happen. Balances update instantly and settlement suggestions use the fewest possible payments ā no spreadsheets, no mental math. KEY FEATURES ⢠Group Expense Tracking ā Unlimited groups for trips, households, events, or teams. Every expense records who paid and who shares it. ⢠Flexible Splitting ā Split equally or set custom shares per person for uneven contributions. ⢠Smart Settlements ā See who owes whom, with balances simplified so the group settles in the fewest payments. ⢠Guests Welcome ā Add members who don't have the app. Track their share and settle on their behalf. ⢠Recurring Expenses ā Rent, subscriptions, utilities: set once, logged automatically. ⢠Multi-Currency ā Each group picks its own currency. Ideal for international trips. ⢠PDF Export ā Clean expense and settlement reports to share or archive. ⢠Activity History ā Full audit trail of every expense, edit, and settlement. ⢠Reminders ā Notifications so balances don't linger. ⢠Real-Time Sync ā Sign in with Google or Apple; groups stay backed up across devices. PERFECT FOR ⢠Trips and vacations with friends ⢠Roommates sharing rent and utilities ⢠Couples managing shared spending ⢠Events, parties, and group dinners ⢠Teams and clubs Fair, transparent expense sharing that keeps friendships intact.
SettleUp
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Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly ā whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES ⢠Create groups and invite members by email in seconds ⢠Split equally, by exact amount, by shares, or by percentage ⢠See clear plain-language balances ā who owes whom ⢠Smart settle-up suggestions to minimize the number of payments ⢠Custom per-group expense categories with icons ⢠Full activity feed so nobody misses an update ⢠Invite friends by email ā works for new and existing users ⢠Paise-precise integer math ā zero rounding errors ⢠INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours ā encrypted in transit and stored securely. Delete your account any time.
Screenshots
Verdict
The clearest difference is ads: SettleUp at none against GroupXpense's shown. SettleUp also leads on iOS requirement (13.0 vs 16.0). GroupXpense's advantage is update cadence (every 2 days vs every 8 days). On price, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GroupXpense ships an update every 2 days, SettleUp every 8 days. The most recent releases landed on September 10, 2026 and September 11, 2026 respectively.
| Parameter | GroupXpense | SettleUp |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days ā better | Every 8 days |
| Ads | Yes | No ā better |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod ā better |
| Requires iOS | 16.0 | 13.0 ā better |
| Further details ā not scored | ||
| Size | 117 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Binalben Godhani | Saurabh Shukla |
In-app purchases
GroupXpense
No in-app purchases
SettleUp
No in-app purchases









