Comparison

GroupXpense vs SettleUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GroupXpense

Features
Read full description

GroupXpense makes splitting shared expenses effortless. A trip with friends, monthly bills with roommates, a family event, a team lunch — add the expense once and GroupXpense tracks exactly who owes whom. Create a group, add members, log expenses as they happen. Balances update instantly and settlement suggestions use the fewest possible payments — no spreadsheets, no mental math. KEY FEATURES • Group Expense Tracking — Unlimited groups for trips, households, events, or teams. Every expense records who paid and who shares it. • Flexible Splitting — Split equally or set custom shares per person for uneven contributions. • Smart Settlements — See who owes whom, with balances simplified so the group settles in the fewest payments. • Guests Welcome — Add members who don't have the app. Track their share and settle on their behalf. • Recurring Expenses — Rent, subscriptions, utilities: set once, logged automatically. • Multi-Currency — Each group picks its own currency. Ideal for international trips. • PDF Export — Clean expense and settlement reports to share or archive. • Activity History — Full audit trail of every expense, edit, and settlement. • Reminders — Notifications so balances don't linger. • Real-Time Sync — Sign in with Google or Apple; groups stay backed up across devices. PERFECT FOR • Trips and vacations with friends • Roommates sharing rent and utilities • Couples managing shared spending • Events, parties, and group dinners • Teams and clubs Fair, transparent expense sharing that keeps friendships intact.

About

SettleUp

Features
Read full description

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly — whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES • Create groups and invite members by email in seconds • Split equally, by exact amount, by shares, or by percentage • See clear plain-language balances — who owes whom • Smart settle-up suggestions to minimize the number of payments • Custom per-group expense categories with icons • Full activity feed so nobody misses an update • Invite friends by email — works for new and existing users • Paise-precise integer math — zero rounding errors • INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours — encrypted in transit and stored securely. Delete your account any time.

Screenshots

GroupXpense4 screens
SettleUp4 screens

Verdict

The call

The clearest difference is ads: SettleUp at none against GroupXpense's shown. SettleUp also leads on iOS requirement (13.0 vs 16.0). GroupXpense's advantage is update cadence (every 2 days vs every 8 days). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GroupXpense ships an update every 2 days, SettleUp every 8 days. The most recent releases landed on September 10, 2026 and September 11, 2026 respectively.

Scorecard3 real differences Ā· 3 level
GroupXpense versus SettleUp: the parameters behind the verdict, then further details
ParameterGroupXpenseSettleUp
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 8 days
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size117 MB24 MB
Age rating4+4+
DeveloperBinalben GodhaniSaurabh Shukla

In-app purchases

None

GroupXpense

No in-app purchases

None

SettleUp

No in-app purchases

Questions

Is GroupXpense free?
GroupXpense is free to download, with no in-app purchases.
Is SettleUp free?
SettleUp is free to download, with no in-app purchases.
Do GroupXpense or SettleUp have ads?
GroupXpense shows ads; SettleUp does not.
Which is updated more often, GroupXpense or SettleUp?
GroupXpense ships an update every 2 days, and SettleUp every 8 days. Most recently, GroupXpense was updated on September 10, 2026 and SettleUp on September 11, 2026.

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