Payva vs Jafinity Split Bills

Payva – Manage Your Payment Plans with Confidence Payva makes it simple to stay on top of your payment plans — all in one secure place. With the Payva app, you can: • View and manage your active payment plans • Make a one-time payment anytime • Update your payment method in seconds • Track your payment history • Stay informed with real-time account updates No confusion. No paperwork. Just a clear view of what you owe and easy tools to manage it. Your information is protected with secure, industry-standard encryption, so you can manage your payments with confidence. Whether you’re making an early payment, updating your card, or just checking your balance, Payva gives you control — right from your phone. Payva is a secure mobile app that allows customers to manage their existing Payva payment plans. The Payva app is designed exclusively for customers with an existing Payva account and payment plan. It does not offer loan origination or new credit applications within the app. Payva uses industry-standard security and encryption to protect personal and payment information.

Debts, groups and money — finally stress-free. Jafinity Wallet splits the cost and keeps track of who paid what and who owes whom — on a trip with friends, between roommates or for a group gift — so money never gets awkward. Split an expense in seconds, settle up when you’re ready and keep your own wallets, savings goals and receipts in the same place. And now you can simply say what happened — the new AI assistant enters it for you. WHY IT FEELS GOOD • No more mental math or “I’ll pay you back later” texts — every balance is right there. • Everyone in the group who uses the app sees the same numbers, updated in real time. • Your own money and your savings sit right next to your shared costs. JUST SAY WHAT HAPPENED — THE AI ASSISTANT • Speak or type one plain sentence — “12.50 € coffee with Lisa” — and it’s entered for you: amount, person, currency and split. • Several things in one sentence? All entered in one go — and it works for your own wallets, too. • Ask about your own numbers — “Who owes me what?”, “How much did I spend this month?” — answered from your own data. • You check the result: the assistant shows exactly what it entered — one tap to keep it, one tap to undo. • Hold to talk — or just type. • Part of Jafinity Pro, the optional subscription — along with much higher monthly entry limits and much more room for receipts. SPLIT EXPENSES WITH FRIENDS AND GROUPS • Add who paid, how much and in which currency — it’s split equally automatically. • Need something uneven? Type an exact amount for one person and the rest is split automatically. • Categories, dates, notes and an address keep every expense clear. • Track costs one-on-one with a friend, or run a whole group — trips, roommates, teams, family. SETTLE UP WITHOUT THE AWKWARDNESS • Suggested amounts show the simplest way to clear a debt. • Record a payment in either direction, per currency. • Balances update for everyone involved, live. YOUR MONEY AT A GLANCE • “My money” wallets for day-to-day income and expenses. • “Savings” wallets with a savings goal and progress bar — watch the trip fund grow. • Add money, take out money, filter by date range, see income and expenses per currency. • Wallet trend chart and group balances on your Overview. • Share a wallet with people you trust, or keep it private. RECEIPTS, ALL IN ONE PLACE • Snap a photo, pick one from your library or add a PDF, then add the store, amount, currency, date and a note — find any receipt later by store or note. • Attach a receipt photo to any expense or wallet transaction. TALK ABOUT IT • Comment on any expense or transaction — ask “Was that the taxi?” right where it belongs. EXPORT WHERE YOU STAND • Export a PDF statement for a friend or a whole group — with an optional letterhead. Preview, print or share. BUILT FOR REAL LIFE • Multi-currency: pick the currencies you use; balances and stats are kept per currency. • Real-time sync — changes by other members appear live. • Same account in the app and on the web at wallet.jafinity.com. • Invite friends by code or link. • Light, dark or system appearance. • English, German and Arabic (full right-to-left layout). • Sign in with email or Google. • Delete your account any time from within the app (14-day grace period). Free to use · no ads · optional Pro subscription Questions or ideas? info@jafinity.com Jafinity Pro: EUR 2.99 / month or EUR 24.99 / year, after a 7-day free trial. Renews automatically unless cancelled 24 h before the period ends; manage it in your Apple Account settings. Privacy Policy: https://wallet.jafinity.com/en/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/