Xpens vs Marginly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xpens
Effortlessly track business expenses by snapping photos of receipts. The app uses on-device OCR to extract details, allowing you to categorize, tag, and generate professional reports. Your data stays private and on your device.
- OCR receipt scanning
- Automatic data extraction
- Customizable categories and tags
- Recurring expense templates
- PDF and CSV report export
- Local-first data storage
- iCloud backup option
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Xpens makes business expense tracking fast and painless. Snap a photo of any receipt and let built-in OCR automatically extract the amount, date, and merchant name. Categorize, tag, and export professional reports — all without creating an account or sending your data anywhere. CAPTURE RECEIPTS INSTANTLY Point your camera at a receipt or import from your photo library. Xpens uses on-device text recognition to pull out the key details so you don't have to type them manually. ORGANIZE YOUR WAY Sort expenses into customizable categories with icons and colors, or add freeform tags like "tax-deductible" or "Q1-2026" for flexible filtering. Set up recurring expenses that generate automatically on a weekly, monthly, or yearly schedule. EXPORT PROFESSIONAL REPORTS Generate polished PDF reports grouped by category with subtotals, tag breakdowns, and page numbers. Or export to CSV for spreadsheets. Reports bundle with receipt images into a single zip file — ready to send to your accountant. YOUR DATA, YOUR DEVICE Xpens is entirely local-first. No accounts, no cloud sync required, no tracking. Optionally back up to iCloud for peace of mind, but your data never leaves your control. KEY FEATURES - Receipt OCR scanning with automatic data extraction - Custom categories with icons and colors - Freeform tags for flexible organization - Recurring expense templates (weekly/monthly/yearly) - PDF and CSV export with receipt image bundles - 150+ currencies supported - iCloud backup and restore - Dark mode support Designed for freelancers, small business owners, and anyone who needs to track and report expenses without the complexity of enterprise software.
Marginly
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Stop overthinking your money. Start finding your margin. Marginly is the lightweight budget planner designed for those who want clarity without the complexity. Built for speed and simplicity, Marginly strips away the bloat of traditional finance apps to help you track expenses, visualize your spending, and reclaim your financial peace of mind. Why Marginly? Most budget apps feel like a second job. Marginly feels like a tool. No bank syncing headaches, no endless notifications—just a clean space to manage your money. Key Features: - Lightning-Fast Entry: Log an expense in seconds. - Visual Margin: See exactly how much "breathing room" you have left this month. - Simplified Categories: Stay organized without the clutter. - Privacy First: Your data stays on your device. No selling your info, no tracking your habits. - Minimalist UI: A beautiful, Flutter-powered interface that stays out of your way. Whether you’re saving for a goal or just trying to see where the money goes, Marginly gives you the data you need to make better decisions. Simplify your spending. Find your Marginly.
Screenshots
Verdict
The clearest difference is in-app purchases: Marginly at none against Xpens's 3. Marginly also leads on device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Xpens sells 3 one-off in-app purchases. Marginly asks for nothing beyond the download.
| Parameter | Xpens | Marginly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 21 MB |
| Age rating | 4+ | 12+ |
| Developer | Charles Hudson | Misho Tomovski |
In-app purchases
Xpens
- Coffee Tip$1.99
- Lunch Tip$4.99
- Dinner Tip$9.99
Marginly
No in-app purchases









