Control vs Summo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Control
An elegant budgeting app designed for clarity and control over your finances. It offers features like voice transaction entry, bill splitting, and AI-powered financial insights. Track expenses, manage multiple jobs, and monitor investments with beautiful reports.
- Apple Pay transaction import
- Voice transaction entry
- Split bills
- AI-powered financial insights
- Investment tracking
- Shared budgets
- Receipt scanning
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Control is an elegant budgeting app designed for clarity without complexity. Its beautifully crafted interface makes managing finances feel magical. • Apple Pay transaction import • Bank notification transaction import • Add transactions by voice • Split bills when adding a transaction • Groceries list with Live Activity • Travel Mode for trip expense tracking • Work page to track hours, shifts, and pay across multiple jobs • Net worth and portfolio tracking, with prices you update yourself • Live Activities and Dynamic Island support • Ask AI - instant financial insights powered by AI • Apple Watch • Business page • Credit cards • Debt tracker • Past trips page • Wishlist shopping page • Quit Tracker for breaking habits • Interest rate for your bank deposits • Receipt scanning with camera • Add transactions by sharing a receipt, email, or webpage • Monthly/weekly/yearly and category budgets with visual progress • Investments transactions • Beautiful reports and spending insights • Wrapped - your year in review summary • Recurring payments and installment tracking • Home Screen and Lock Screen widgets • Multiple currency support with conversion • Tags for organizing transactions • Siri Shortcuts • Custom budget start day • Rollover budget • Photos for transactions • Custom budget start day • Variable recurring payments amount • Appearance customization with themes and gradients • iCloud backup • Face ID • No ads, no tracking, no data collection Take control of your finances today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Summo
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Summo makes personal finance simple. Track your spending, manage budgets, and stay on top of credit card payments — all synced across your devices with iCloud. TRACK EVERYTHING • Record income, expenses, and transfers in seconds • Organize with categories, tags, and remarks • Support for multiple accounts and currencies • Recurring transactions auto-generated on schedule CREDIT CARD MANAGEMENT • Payment reminders with due date countdown • Statement-based balance tracking • Credit limit usage warnings BUDGETS THAT WORK • Set monthly budgets per category • Visual progress bars with overspend alerts • Rollover unused budget to next month INSIGHTS AT A GLANCE • Monthly summary with income, expense, and balance • Category breakdown with pie charts • Daily spending trends and monthly comparisons • Drill into any category for weekly/daily detail APPLE PAY AUTO-TRACKING • Automatically log Apple Pay transactions via Shortcuts • Smart merchant recognition and category mapping • Review and approve new merchants HOUSEHOLD SHARING • Share finances with family members via iCloud • Each member tracks their own spending • Combined household view BUILT FOR PRIVACY • All data stored in your personal iCloud — we never see it MORE FEATURES • iCloud sync across iPhone and iPad • CSV export for spreadsheets • Dark mode support • Available in English, Chinese, Japanese, and Korean Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: Control at 3 against Summo's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Control sells 3 in-app purchases, starting at $3.99 per month and Summo sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Control | Summo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (11 ratings) — better | — |
| Positive reviews | 96.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 3 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, Mac, Apple Watch — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 55 MB | 30 MB |
| Age rating | 4+ | 17+ |
| Developer | Alex Patrick Palacean | Wai Yin Chan |
In-app purchases
Control
- Control Monthly$3.991 Month
- Control Club$3.991 Month
- Lifetime payment$17.99
Summo
- Summo Premium Monthly$0.991 Month
- Summo Premium Yearly7 Days trial$9.991 Year









