Comparison

Control vs Summo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Control

An elegant budgeting app designed for clarity and control over your finances. It offers features like voice transaction entry, bill splitting, and AI-powered financial insights. Track expenses, manage multiple jobs, and monitor investments with beautiful reports.

Highlights
  • Apple Pay transaction import
  • Voice transaction entry
  • Split bills
  • AI-powered financial insights
  • Investment tracking
  • Shared budgets
  • Receipt scanning
Features
Read full description

Control is an elegant budgeting app designed for clarity without complexity. Its beautifully crafted interface makes managing finances feel magical. • Apple Pay transaction import • Bank notification transaction import • Add transactions by voice • Split bills when adding a transaction • Groceries list with Live Activity • Travel Mode for trip expense tracking • Work page to track hours, shifts, and pay across multiple jobs • Net worth and portfolio tracking, with prices you update yourself • Live Activities and Dynamic Island support • Ask AI - instant financial insights powered by AI • Apple Watch • Business page • Credit cards • Debt tracker • Past trips page • Wishlist shopping page • Quit Tracker for breaking habits • Interest rate for your bank deposits • Receipt scanning with camera • Add transactions by sharing a receipt, email, or webpage • Monthly/weekly/yearly and category budgets with visual progress • Investments transactions • Beautiful reports and spending insights • Wrapped - your year in review summary • Recurring payments and installment tracking • Home Screen and Lock Screen widgets • Multiple currency support with conversion • Tags for organizing transactions • Siri Shortcuts • Custom budget start day • Rollover budget • Photos for transactions • Custom budget start day • Variable recurring payments amount • Appearance customization with themes and gradients • iCloud backup • Face ID • No ads, no tracking, no data collection Take control of your finances today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Summo

Features
Read full description

Summo makes personal finance simple. Track your spending, manage budgets, and stay on top of credit card payments — all synced across your devices with iCloud. TRACK EVERYTHING • Record income, expenses, and transfers in seconds • Organize with categories, tags, and remarks • Support for multiple accounts and currencies • Recurring transactions auto-generated on schedule CREDIT CARD MANAGEMENT • Payment reminders with due date countdown • Statement-based balance tracking • Credit limit usage warnings BUDGETS THAT WORK • Set monthly budgets per category • Visual progress bars with overspend alerts • Rollover unused budget to next month INSIGHTS AT A GLANCE • Monthly summary with income, expense, and balance • Category breakdown with pie charts • Daily spending trends and monthly comparisons • Drill into any category for weekly/daily detail APPLE PAY AUTO-TRACKING • Automatically log Apple Pay transactions via Shortcuts • Smart merchant recognition and category mapping • Review and approve new merchants HOUSEHOLD SHARING • Share finances with family members via iCloud • Each member tracks their own spending • Combined household view BUILT FOR PRIVACY • All data stored in your personal iCloud — we never see it MORE FEATURES • iCloud sync across iPhone and iPad • CSV export for spreadsheets • Dark mode support • Available in English, Chinese, Japanese, and Korean Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Control4 screens
Summo4 screens

Verdict

The call

The clearest difference is device support: Control at 3 against Summo's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Control sells 3 in-app purchases, starting at $3.99 per month and Summo sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Control versus Summo: the parameters behind the verdict, then further details
ParameterControlSummo
PriceFreeFree
Rating4.3 (11 ratings) — better—
Positive reviews96.0% of reviews—
Number of ratings11 — better—
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, Mac, Apple Watch — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size55 MB30 MB
Age rating4+17+
DeveloperAlex Patrick PalaceanWai Yin Chan

In-app purchases

3 purchases

Control

Subscriptions2
  • Control Monthly$3.991 Month
  • Control Club$3.991 Month
One-time1
  • Lifetime payment$17.99
2 purchases

Summo

Subscriptions2
  • Summo Premium Monthly$0.991 Month
  • Summo Premium Yearly7 Days trial$9.991 Year

Questions

Is Control free?
Control is free to download, with in-app purchases available.
Is Summo free?
Summo is free to download, with in-app purchases available.
Do Control or Summo have ads?
Neither Control nor Summo shows ads.

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