Comparison

Split Bills & Settle Expenses vs SettleUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bills & Settle Expenses

Features
Read full description

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

About

SettleUp

Features
Read full description

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly — whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES • Create groups and invite members by email in seconds • Split equally, by exact amount, by shares, or by percentage • See clear plain-language balances — who owes whom • Smart settle-up suggestions to minimize the number of payments • Custom per-group expense categories with icons • Full activity feed so nobody misses an update • Invite friends by email — works for new and existing users • Paise-precise integer math — zero rounding errors • INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours — encrypted in transit and stored securely. Delete your account any time.

Screenshots

Split Bills & Settle Expenses4 screens
SettleUp4 screens

Verdict

The call

The clearest difference is iOS requirement: SettleUp at 13.0 against Split Bills & Settle Expenses's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Bills & Settle Expenses ships an update every 5 days, SettleUp every 8 days. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Split Bills & Settle Expenses versus SettleUp: the parameters behind the verdict, then further details
ParameterSplit Bills & Settle ExpensesSettleUp
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size34 MB24 MB
Age rating4+4+
DeveloperFiveone DigitalSaurabh Shukla

In-app purchases

None

Split Bills & Settle Expenses

No in-app purchases

None

SettleUp

No in-app purchases

Questions

Is Split Bills & Settle Expenses free?
Split Bills & Settle Expenses is free to download, with no in-app purchases.
Is SettleUp free?
SettleUp is free to download, with no in-app purchases.
Do Split Bills & Settle Expenses or SettleUp have ads?
Neither Split Bills & Settle Expenses nor SettleUp shows ads.
Which is updated more often, Split Bills & Settle Expenses or SettleUp?
Split Bills & Settle Expenses ships an update every 5 days, and SettleUp every 8 days. Most recently, Split Bills & Settle Expenses was updated on October 18, 2026 and SettleUp on October 15, 2026.

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