Settle Wise vs Call It Even

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

Split the bill, not the friendship. Call It Even is the free, no-nonsense way to split expenses with friends, roommates, and travelers. Track who owes who in real time, split any bill fairly, and settle up in a tap — no spreadsheets, no awkward "you still owe me" texts. It's a ledger, not a bank: Call It Even keeps the score so you and your friends can pay each other however you already do. No bank login, no card on file, no fees — ever. SCAN ANY RECEIPT Snap a photo and every line item is read for you. Drag each dish to whoever had it, and the tax and tip split in proportion to what each person actually ordered — down to the cent. Never divided blindly again. SPLIT IN SECONDS Add an expense, split it equally or by exact amounts, and pick exactly who's in. Balances update instantly, so who-owes-who is never a mystery. RENT AND BILLS ON AUTOPILOT Set up rent, subscriptions, and shared bills once. Call It Even posts them on schedule and notifies everyone in the split — weekly, monthly, or yearly. Pause, skip, or set a one-off amount anytime. GROUPS FOR TRIPS AND HOUSEHOLDS Keep every shared cost for a weekend away or the apartment in one place, with a clear per-member breakdown. Bring along a partner or friend who isn't on the app yet as a guest — their share still adds up. EVERY CURRENCY, NO GUESSWORK Traveling? Track each expense in its own currency, with a separate balance per currency. Call It Even never invents an exchange rate — so the numbers stay honest. SHARE WITH ANYONE Send a read-only link to any group or expense. Friends open it in a browser and see the split — no account, no download needed. ADD FRIENDS THE EASY WAY Connect by phone number, QR code, or your contacts — or invite someone who hasn't joined yet and they'll auto-connect when they do. Everyone's contact details stay private and masked. SETTLE UP SIMPLY Record a payback — cash, Venmo, Zelle, PayPal, bank transfer, whatever you use — and the balance resets to zero. A clean history means the math is never in question. PRIVATE BY DESIGN We never ask for bank or card details, never sell your data, and you can export or delete your account anytime. FREE FOREVER No subscription. No per-expense fees. No premium paywall on the features that matter. Really. Also works in any browser at app.calliteven.app, in sync with your iPhone. Split fair. Settle up. Stay friends.