Markulator vs NestLedger

Markulator makes tipping simple. Enter your bill, pick a tip percentage, and get your total instantly. Splitting with friends? Just set the number of people and see what everyone owes. Features: - Quick tip presets at 10%, 15%, 18%, 20%, and 25% - Custom tip percentage for any amount - Bill splitting for up to 30 people - Calculation history so you never lose track - Works with your local currency automatically - Available in 54 languages - Clean, intuitive design that just works No ads. No subscriptions. No account required. Just open the app and calculate.

NestLedger is a beautiful, privacy-first family ledger built for those who want full control of their financial life — without subscriptions, tracking, or ads. TRACK EVERY TRANSACTION Log expenses and income in seconds. Smart category suggestions, merchant auto-fill, and receipt photo attachments make entry effortless. RECURRING BILLS & REMINDERS Set up recurring entries for rent, subscriptions, utilities, and more. NestLedger tracks what's due and reminds you before payment day. BUDGETS & ENVELOPES Set daily, weekly, and monthly budgets. Use category envelopes to allocate spending intentionally. Watch your progress update in real time. INSIGHTS & TRENDS (Pro) Explore rich spending insights — monthly cash flow, category breakdowns, merchant frequency, and year-over-year comparisons. SAVINGS GOALS (Pro) Create personal savings goals and track progress. Enable auto-sweep to automatically allocate a percentage of income toward your goals. EXPORT & BACKUP (Pro) Export your data as PDF reports, CSV files, or encrypted JSON backups. Restore data from any backup at any time. AUTOMATION & MERCHANTS (Pro) Build a custom merchant library, define category rules, and manage all recurring entries from one central place. PRIVACY FIRST — ALWAYS NestLedger is crafted by an indie developer dedicated to building high-quality tools with absolutely no ads, no trackers, and full local security. Your data stays on your device, always. NestLedger Pro — One-Time Unlock Upgrade once and unlock everything, forever. No subscriptions. No recurring charges. Pro includes: • Unlimited transactions • Full Insights & Trends • Backup & Export (PDF, CSV, JSON) • Automation, Budgets & Recurring Rules • Merchants & Custom Categories • App Customization (Themes & Color Accents) • Savings Goals & Envelope Budgeting