VectX vs Chit 股票帳本
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VectX
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VectX — Your Personal Portfolio Manager Been investing in funds every month, but how much have you actually earned? VectX uses XIRR to calculate your true rate of return, making your investment performance crystal clear. ◆ Portfolios at a Glance Create multiple independent portfolios — US stocks, mutual funds, crypto, you name it. Choose from 13 stunning card themes, from deep navy to royal gold, reflecting your investment style. Category tags and one-tap filtering keep everything organized. Switch between compact and standard modes. Quick-add buttons on cards let you log transactions faster. ◆ Precise Transaction Tracking Record every buy, sell, dividend, and withdrawal. Custom tags and a flowing layout make cash flow directions crystal clear. Sort by date or amount, filter by type and tag, clone transactions for quick reuse — reviewing history has never been easier. ◆ In-Depth Analysis, Real Returns · XIRR — Calculate true investment return accounting for time value of money · Trend Charts — Track portfolio value changes over time with interactive touch details · P&L Analysis — View total investment, current value, and unrealized gains/losses in real time · Analyze Groups — Flexibly compare different strategies with currency-based breakdowns · Deep Analysis — Monthly trends, market value distribution, P&L rankings, tag distribution, trading frequency, and risk insights · Peak Capital Algorithm — Uses historical highest net investment as denominator for more accurate returns in high-frequency trading. Auto-prompts at zero-cost status ◆ Financial Tools for Better Decisions · Compound Calculator — Enter principal and expected rate, visualize growth with line and area charts. One-tap portfolio import · XIRR Playground — Simulate cash flows, calculate IRR in real time, view cumulative changes via step area charts · FIRE Calculator — Enter principal, annual savings, and expenses to estimate years to financial independence. Growth chart marks the FIRE crossover. Supports portfolio data import ◆ Multi-Currency Support 17 major currencies (USD, EUR, CNY, HKD, JPY, and more) with automatic exchange rate syncing and one-tap base currency switching. Analyze Groups supports original and base currency views — cross-border asset management made easy. ◆ Shortcuts Automation Deeply integrated with Apple Shortcuts — "VectX Add Transaction" via voice or automation, "VectX Update Market Value" for auto-syncing quotes. Pair with crawlers or real-time APIs for fully automated tracking. ◆ iCloud Sync [PRO] Encrypted data in your personal iCloud space, real-time sync across Apple devices, remote change monitoring, and echo suppression. ◆ Data Import & Export [PRO] Batch import and backup via CSV with multi-encoding support. ◆ Privacy First All data stored locally by default. Developers cannot access your financial data. Nothing is uploaded to third-party servers. ◆ Personalized Experience · Dark/Light mode — switch at will · Red up/Green down or Green up/Red down — match your market convention · 7 languages, 12 date formats, 5 number separator formats · Smart locale detection auto-configures language and color preferences ◆ VIP Membership — Unlock Full Potential · Unlimited portfolios — beyond the free 3-portfolio limit · iCloud Sync — real-time sync across devices · Data Import & Export — CSV backup and migration · Plans: Monthly / Yearly (with free trial) / Lifetime purchase · Sign in with Apple — benefits tied to your Apple ID Download VectX and make every investment traceable. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Chit 股票帳本
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Chit Stock Ledger is a practical tool that combines investment records, holding analysis, and investment social media to help you systematically organize every transaction and clearly understand your holding costs, investment results, and asset changes. Whether you invest in Taiwanese stocks, US stocks, or other stocks, you can create different accounts to record buys, sells, number of shares, transaction price, transaction date, and notes. The app will organize your current holdings, holding costs, unrealized profits and losses, realized profits and losses, and rate of return based on the transaction details, making complex investment records easier to read. 【Key Features】 • Quickly add and manage stock transaction records • Create multiple investment accounts to manage different assets by category • View current holdings, costs, profits and losses, and rates of return • Analyze investment results through annual, monthly, and individual stock statistical charts • Quickly create transaction records using the transaction screenshot recognition function • Supports Excel import and export for easy backup and organization of data • Write investment diaries, individual stock notes, and transaction comments • Check individual stock information and market indices to stay informed about market changes • Search historical transactions and comments • Multilingual interface support • Social Media Chit is more than just a stock ledger; it also provides an investment exchange community. You can share your investment ideas, browse other users' public articles, leave comments, like and follow users you're interested in; you can also communicate privately with friends through chat rooms, using photos, emoticons, and stickers to make investment discussions more relaxed and natural. We hope Chit can help you build a more complete investment record habit. Starting with each transaction, review your decisions, observe investment results, and gradually develop an investment approach that suits you. 【Important Reminder】 The market information, statistics, and community content provided by Chit are for record-keeping and exchange purposes only and do not constitute any investment advice, invitation, or guarantee of profit. Some stock prices may use closing data from the previous trading day and are not real-time quotes. Investing involves risk; please conduct your own assessment and make prudent judgments before making any investment decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://chichangstockapp.com/privacy-policy
Screenshots
Verdict
The clearest difference is ads: VectX at none against Chit 股票帳本's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. VectX sells 3 in-app purchases, starting at $1.99 per month and Chit 股票帳本 sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
VectX ships an update fortnightly, Chit 股票帳本 weekly. The most recent releases landed on September 22, 2026 and September 28, 2026 respectively.
| Parameter | VectX | Chit 股票帳本 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 129 MB |
| Age rating | 4+ | 9+ |
| Developer | Jia Li | kuo chang liao |
In-app purchases
VectX
- VectX Pro Monthly7 Days trial$1.991 Month
- VectX Pro Annual14 Days trial$14.991 Year
- VectX Pro Lifetime$49.99
Chit 股票帳本
- Chit subscribers$1.991 Month
- Chit Certified Subscribers$5.991 Month
- 200 Chit coins$2.99
- 1200 Chit coins$14.99









