Comparison

VectX vs Chit 股票帳本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VectX

Features
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"How much have you actually earned? Your balance says +8%. Your real annualised return might be 12.3% — or 3.1%. VectX calculates XIRR, the method professionals use, so every deposit, withdrawal and dividend is weighted by the time it was invested. No account. No broker login. Your data stays on your device and in your own private iCloud. ◆ TRUE RETURN, NOT GUESSWORK · XIRR — money-weighted return for uneven cash flows · P&L — total invested, current value, unrealised gain or loss · Peak capital method — uses your historical highest net investment as the denominator, so heavy trading still gets a fair number · Zero-cost status detected automatically ◆ EVERY PORTFOLIO IN ONE PLACE · Independent portfolios for US stocks, mutual funds, crypto — whatever you hold · 13 card themes, compact and standard layouts · Categories, tags and filters, plus one-tap add from the card · Clone a transaction instead of retyping it ◆ BUILT FOR CROSS-BORDER INVESTING · 17 currencies with automatic rate sync and one-tap base currency switch · Analyse in the original currency or in your base currency · 12 date formats, 5 number formats, red-up/green-down or the reverse ◆ DEEP ANALYSIS · Interactive trend chart — tap any point for details · Monthly investment bars · Market value distribution, P&L ranking, tag distribution, trading frequency and risk insight ◆ TOOLS THAT ANSWER REAL QUESTIONS · Compound calculator with growth curves · XIRR playground — simulate cash flows and see the result instantly · FIRE calculator — how many years to financial independence ◆ AUTOMATION WITH APPLE SHORTCUTS · "VectX Add Transaction" by voice or on a schedule · "VectX Update Market Value" paired with a price source for automatic tracking ◆ PRIVACY FIRST · Data is stored locally by default · iCloud sync uses your own private container — we cannot read it · No third-party analytics SDK, no ad tracking, no data sold ◆ FREE AND PRO Free: 3 portfolios with all analytics and all calculators. PRO: unlimited portfolios, iCloud sync across devices, CSV import and export for backup and migration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download VectX and make every investment traceable."

About

Chit 股票帳本

Features
Read full description

Chit Stock Ledger is a practical tool that combines investment records, holding analysis, and investment social media to help you systematically organize every transaction and clearly understand your holding costs, investment results, and asset changes. Whether you invest in Taiwanese stocks, US stocks, or other stocks, you can create different accounts to record buys, sells, number of shares, transaction price, transaction date, and notes. The app will organize your current holdings, holding costs, unrealized profits and losses, realized profits and losses, and rate of return based on the transaction details, making complex investment records easier to read. 【Key Features】 • Quickly add and manage stock transaction records • Create multiple investment accounts to manage different assets by category • View current holdings, costs, profits and losses, and rates of return • Analyze investment results through annual, monthly, and individual stock statistical charts • Quickly create transaction records using the transaction screenshot recognition function • Supports Excel import and export for easy backup and organization of data • Write investment diaries, individual stock notes, and transaction comments • Check individual stock information and market indices to stay informed about market changes • Search historical transactions and comments • Multilingual interface support • Social Media Chit is more than just a stock ledger; it also provides an investment exchange community. You can share your investment ideas, browse other users' public articles, leave comments, like and follow users you're interested in; you can also communicate privately with friends through chat rooms, using photos, emoticons, and stickers to make investment discussions more relaxed and natural. We hope Chit can help you build a more complete investment record habit. Starting with each transaction, review your decisions, observe investment results, and gradually develop an investment approach that suits you. 【Important Reminder】 The market information, statistics, and community content provided by Chit are for record-keeping and exchange purposes only and do not constitute any investment advice, invitation, or guarantee of profit. Some stock prices may use closing data from the previous trading day and are not real-time quotes. Investing involves risk; please conduct your own assessment and make prudent judgments before making any investment decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://chichangstockapp.com/privacy-policy

Screenshots

VectX4 screens
Chit 股票帳本4 screens

Verdict

The call

The clearest difference is ads: VectX at none against Chit 股票帳本's shown. Chit 股票帳本's advantage is update cadence (every 3 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. VectX sells 3 in-app purchases, starting at $1.99 per month and Chit 股票帳本 sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

VectX ships an update every 2 weeks, Chit 股票帳本 every 3 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 4 level
VectX versus Chit 股票帳本: the parameters behind the verdict, then further details
ParameterVectXChit 股票帳本
PriceFreeFree
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size9 MB132 MB
Age rating4+9+
DeveloperJia Likuo chang liao

In-app purchases

3 purchases

VectX

Subscriptions2
  • VectX Pro Monthly7 Days trial$1.991 Month
  • VectX Pro Annual14 Days trial$14.991 Year
One-time1
  • VectX Pro Lifetime$49.99
4 purchases

Chit 股票帳本

Subscriptions2
  • Chit subscribers$1.991 Month
  • Chit Certified Subscribers$5.991 Month
One-time2
  • 200 Chit coins$2.99
  • 1200 Chit coins$14.99

Questions

Is VectX free?
VectX is free to download, with in-app purchases available.
Is Chit 股票帳本 free?
Chit 股票帳本 is free to download, with in-app purchases available.
Do VectX or Chit 股票帳本 have ads?
Chit 股票帳本 shows ads; VectX does not.
Which is updated more often, VectX or Chit 股票帳本?
VectX ships an update every 2 weeks, and Chit 股票帳本 every 3 days. Most recently, VectX was updated on October 28, 2026 and Chit 股票帳本 on October 31, 2026.

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