Comparison

Subscription Tracker vs PaymentFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Tracker

Easily track all your recurring payments in one place to identify which services are truly valuable. Visualize your spending, avoid missed payments with calendar alerts, and gain control over your monthly expenses.

Highlights
  • Visualize cost performance
  • Track upcoming billing dates
  • See yearly spending charts
  • Customize currency and categories
  • Calculate cost per hour
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Catch the subscriptions that quietly drain your money. Subscriptions pile up before you realize it. Track all your recurring payments in one place and see which services are actually worth it. Features Visualize your cost performance Enter your weekly usage and the app automatically calculates your cost per hour. Clear labels like “Good Value,” “Fair,” and “Too Expensive” instantly show whether a subscription is worth keeping. Never miss a payment See upcoming billing dates in the calendar view. Know exactly when and how much you'll be charged so nothing catches you by surprise. See your yearly spending instantly View your total monthly and yearly subscription costs in a simple chart. You might be surprised how much those small subscriptions add up. Customize everything Choose your currency, categories, and value benchmark ($/hr). Organize subscriptions by category such as Entertainment, Work, Education, and more. Who it's for • People who have too many subscriptions • Anyone still paying for services they forgot about • Anyone who wants better control of monthly expenses One-time purchase. No ads. This is a subscription manager without a subscription. Buy once. Use forever.

About

PaymentFlow

Features
Read full description

「この支払い、いつだっけ?」 クレジットカードを使うと、後日銀行口座から引き落とされます。 さらに、その銀行口座に別のカードの支払いがあったり、別の口座から別の支払いがあったり。 支払いが増えるほど、「何を使うと、いつ、どこから支払われるのか」が分かりにくくなります。 PaymentFlowは、そんな**支払いの流れを整理しておくためのアプリ**です。 クレジットカードや銀行口座などを登録して、支払いが発生する日や、どこから支払うのかを記録しておけます。 ■ こんなときに ・クレジットカードを複数使っている ・カードによって支払日が違う ・複数の銀行口座を使っている ・「このカードはどの口座から引き落とされる?」となる ・毎月の支払いを整理しておきたい ・支払いの流れを把握しておきたい ■ PaymentFlow 支払いの金額を細かく記録する家計簿ではありません。 「何を使う」 ↓ 「いつ支払う」 ↓ 「どこから支払う」 そんな**お金の支払いの流れを整理する**ためのシンプルなアプリです。 毎月の支払いを、もっと分かりやすく。 PaymentFlowで支払いの流れを管理しましょう。

Screenshots

Subscription Tracker4 screens
PaymentFlow3 screens

Verdict

The call

The clearest difference is price: PaymentFlow at Free against Subscription Tracker's $0.99. PaymentFlow also leads on iOS requirement (15.6 vs 17.0). Subscription Tracker's advantage is update cadence (every 5 days vs every 3 weeks). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

PaymentFlow is free to download; Subscription Tracker costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Subscription Tracker ships an update every 5 days, PaymentFlow every 3 weeks. The most recent releases landed on October 2, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
Subscription Tracker versus PaymentFlow: the parameters behind the verdict, then further details
ParameterSubscription TrackerPaymentFlow
Price$0.99Free — better
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size9 MB22 MB
Age rating4+4+
Developerkaisei watanabeTOMOKAZU GOTO

In-app purchases

None

Subscription Tracker

No in-app purchases

None

PaymentFlow

No in-app purchases

Questions

Is Subscription Tracker free?
Subscription Tracker costs $0.99, with no in-app purchases.
Is PaymentFlow free?
PaymentFlow is free to download, with no in-app purchases.
Do Subscription Tracker or PaymentFlow have ads?
Neither Subscription Tracker nor PaymentFlow shows ads.
Which is updated more often, Subscription Tracker or PaymentFlow?
Subscription Tracker ships an update every 5 days, and PaymentFlow every 3 weeks. Most recently, Subscription Tracker was updated on October 2, 2026 and PaymentFlow on October 3, 2026.

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