MozaikPay vs Olie Vault

MozaikPay is a global payment app that lets you send and receive digital dollars. It's a self-custodial wallet, meaning you (and only you!) control the keys and funds, while USDC powers transfers behind the scenes. Keep Your Money Safe Your money stays strong in digital dollars, even when local currencies lose value. Send in Seconds Transfer to anyone instantly for free. Whether it's to your friends, neighbor or even family abroad, your digital dollars arrive right away. Money In and Out, Your Way Fund your wallet or withdraw through licensed local partners, integrated right into the app. Available options depend on your country, and we're always adding more. Everything happens with a tap, right from your phone. Pay Anyone, Anywhere Send digital dollars across borders as easily as sending a text. Free transfers whether they're next door or on another continent. MozaikPay is software for creating and managing a self-custodial wallet, developed by Sig Zero Inc. You alone control your private keys; Sig Zero cannot access your funds or reverse transactions. Sig Zero does not accept, hold, store, or transmit fiat funds or digital assets on your behalf. Neither Sig Zero nor MozaikPay is a bank, custodian, exchange, broker, money transmitter, payment processor, or card issuer. Digital assets are not deposits and are not insured by the FDIC, SIPC, or any similar scheme. On-ramp and off-ramp services are provided by third-party partners under their own terms; those partners, not Sig Zero, are responsible for their own licensing and regulatory compliance. Questions? support@sig0.io

Olie Vault is a members-only experience for people who want more control over their money: a separate place from your everyday app, built around Bitcoin and digital dollars. Vault brings together advanced security, full transparency, money movement, and earning potential for your BTC and USDC, with dedicated accounts for your goals and for the people you care about, all in one membership. • BITCOIN, KEPT PROPERLY Receive Bitcoin on a fresh address every time, follow your balance over time, and send on the Bitcoin network with the amount in BTC or in dollars and the network fee in plain view. • YOUR DIGITAL DOLLARS (USDC) Hold your balance in digital dollars and protect your purchasing power. Your net worth and balances are always in view, and hidden with a single tap. • MOVE MONEY WITH CONFIDENCE Send to a crypto address, to an .eth name, or to an external account. Scan a QR, keep your contacts, and review amount, fee, and total on one confirmation screen. • GET PAID FROM ANYWHERE Receive funds from abroad and have them land in your Vault as digital dollars. • GROW: PUT YOUR CASH TO WORK Move USDC into Grow and earn on-chain through the Morpho protocol. Withdraw whenever you want, subject to network conditions and available liquidity. Returns vary and are not guaranteed. • A DEDICATED ACCOUNT FOR EVERY GOAL Give each goal an account of its own: a trip, an emergency fund, a home. Each with its own name, icon, target amount, and receiving address. Watch it fill. • FOR THE PEOPLE YOU CARE ABOUT Set money aside for someone in a dedicated account, or decide who receives what if your account goes untouched for a long time. We verify identity before anything is handed over. • LAYERED SECURITY Sign in with a password, an emailed code, or a passkey. Verify your trusted devices with a 6-digit code, and approve withdrawals with an extra confirmation step. • YOUR ACTIVITY, IN ORDER History you can filter by account, type, date, and status, a receipt for every movement, and the day's exchange rate with its 30-day trend. • OLIE CONCIERGE A dedicated line for everything about your Vault, available 24/7. Olie Vault is for verified members aged 18 and over. Download it and hold your wealth with the control and privacy it deserves.