AndX Pay vs KOOF
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AndX Pay
Manage your digital assets with a secure, self-custody wallet. Transfer peer-to-peer directly with contacts, retaining full control of your private keys and funds. Interact with decentralized networks safely and transparently.
- Self-custody wallet
- Peer-to-peer digital asset transfers
- Local private key storage
- Transparent blockchain transactions
- Direct interaction with decentralized networks
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A self-custody wallet app for peer-to-peer digital asset transfers. AndX Pay is a secure mobile wallet that allows users to manage their own digital assets and interact directly with decentralized networks. The wallet is fully non-custodial, meaning users retain complete control over their private keys and funds at all times. AndX Pay makes it simple to transfer directly with friends, family, and contacts. Send or receive securely within seconds. Key Features Self-Custody Wallet Private keys are generated and stored locally on your device. Only you control your wallet and assets. Peer-to-Peer Transfers Send and receive digital assets directly between wallet addresses across supported blockchain networks. Local Key Security Private keys and recovery phrases remain on your device and are never transmitted to or stored by AndX Pay. Transparent Transactions All transactions are broadcast directly to public blockchain networks and can be independently verified. How It Works 1. Sign in securely and create or import a wallet 2. Send, receive, and manage digital assets directly from your device Important Notice AndX Pay is a non-custodial wallet interface. The app does not store, custody, or control user funds, and does not act as a financial institution, broker, exchange, or money transmitter. Users interact directly with blockchain networks.
KOOF
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KOOF is a smarter, safer way to send money. Unlike traditional payment apps, KOOF lets you protect every transfer by adding conditions before your money is released. Whether you’re paying someone you’ve never met, buying concert tickets, hiring a contractor, purchasing from an online marketplace, or simply sending money to friends and family, KOOF gives you control over when funds are delivered. Features • Lock payments until specific conditions are met • Verify recipients using: * Photo verification * Video verification * GPS location verification * PIN verification • Set a countdown timer for every protected payment • If the conditions aren’t met before the timer expires, your money is automatically returned to you • Send money instantly when protection isn’t needed • Clean, secure, easy-to-use interface Perfect For • Marketplace purchases • Online sales • Event tickets • Contractors and service providers • Deposits • Friends and family • Everyday payments KOOF helps reduce mistakes and adds an extra layer of confidence when sending money. Send smarter. Stay protected. Use KOOF.
Screenshots
Verdict
AndX Pay and KOOF are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.
| Parameter | AndX Pay | KOOF |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 67 MB | 70 MB |
| Age rating | 17+ | 17+ |
| Developer | AndX USA | Cashbox Incorporated |
In-app purchases
AndX Pay
No in-app purchases
KOOF
No in-app purchases








