America Bitcoin Wallet vs ATM Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
America Bitcoin Wallet
Manage your bitcoin securely with a self-custody wallet. Find nearby ATMs to buy bitcoin and send it directly to your wallet. Send, receive, and make fast, low-fee payments using the Lightning Network.
- Self-custody bitcoin wallet
- Find nearby Bitcoin ATMs
- Send and receive bitcoin
- Lightning Network payments
- Advanced security features
- Multiple wallet support
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America Bitcoin ATM Wallet puts you in complete control of your bitcoin. As a self-custody wallet, your private keys are generated and stored exclusively on your device — we never have access to your funds. FIND A BITCOIN ATM Locate an America Bitcoin ATM near you with the built-in ATM finder. View locations on an interactive map, get directions, and buy bitcoin at any of our kiosks — then send it directly to your wallet. SEND AND RECEIVE BITCOIN Send and receive bitcoin on-chain with full SegWit support. Scan QR codes, share your address, and track your transactions — all from a simple, intuitive interface. LIGHTNING NETWORK Make fast, low-fee payments using the Lightning Network. Pay invoices, generate payment requests, and experience near-instant bitcoin transfers. BUILT FOR SECURITY Your private keys never leave your device. Protect your wallet with Face ID, Touch ID, or a passcode. No accounts, no registration, no personal data collected. FULL TRANSPARENCY View detailed transaction history, fee estimates, and network status. Choose your own fee rate when sending, so you always know exactly what you're paying. ADVANCED FEATURES • Multiple wallet support — manage several wallets in one app • Replace-By-Fee (RBF) — speed up unconfirmed transactions • Custom Electrum server — connect to your own node for maximum privacy • Watch-only wallets — monitor addresses without exposing private keys • PSBT support — for multisig and hardware wallet coordination • Coin control — choose which outputs to spend YOUR KEYS, YOUR BITCOIN America Bitcoin ATM Wallet is built on open-source technology. We believe financial sovereignty starts with self-custody. Your recovery phrase is your responsibility — back it up securely and never share it with anyone. No data collection. No tracking. No ads. Just bitcoin. America Bitcoin ATM is operated by America Digital Inc, a FinCEN-registered money services business (MSB #3100029597181, NMLS #2521734).
ATM Split
This app helps you quickly and privately track shared expenses offline, perfect for travelers and roommates. It offers full Arabic support, multi-currency tracking, and smart debt simplification to reduce the number of payments needed for settlement.
- Offline expense tracking
- Full Arabic and RTL support
- Multi-currency support
- Smart debt simplification
- Editable expenses with notes
- CSV data export
- No account required
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ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one. Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute. What makes ATM Split different: - Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated. - Offline-first with multi-currency — track expenses in 57 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable. - Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens. - Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering. - 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic. - CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable. - No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting. - Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes. Built with SwiftUI and SwiftData for a native iOS experience. Built by Approve The Move — genuinely useful apps, always free, no subscriptions.
Screenshots
Verdict
The clearest difference is update cadence: America Bitcoin Wallet at fortnightly against ATM Split's every 2 months. America Bitcoin Wallet also leads on device support (4 vs 2) and ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for America Bitcoin Wallet against 5.0 for ATM Split. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
America Bitcoin Wallet ships an update fortnightly, ATM Split every 2 months. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | America Bitcoin Wallet | ATM Split |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 52 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | America Bitcoin | Yousif Ameen |
Customer experience
America Bitcoin Wallet
ATM Split
In-app purchases
America Bitcoin Wallet
No in-app purchases
ATM Split
No in-app purchases
Questions
Is America Bitcoin Wallet free?
Is ATM Split free?
Which has better reviews, America Bitcoin Wallet or ATM Split?
Do America Bitcoin Wallet or ATM Split have ads?
Which is updated more often, America Bitcoin Wallet or ATM Split?
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