Comparison

Finvex vs Akifi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finvex

Manage all your finances in one place. Track expenses, income, budgets, savings, investments, and loans with AI-powered insights and receipt scanning. Offers group expense splitting and financial games to encourage good habits.

Highlights
  • Expense and income tracking with receipt scanning
  • AI financial assistant for personalized advice
  • Budgeting and savings goal management
  • Investment and asset tracking
  • Loan and debt management
  • Group expense splitting
  • Financial life simulation game
Features
Read full description

Finvex is the most complete personal finance app — free. Track expenses, income, budgets, savings goals, investments, loans, and more, all in one place. WHY FINVEX? Most finance apps do one thing. Finvex does everything: EXPENSE & INCOME TRACKING • Log expenses and income with categories, notes, and receipts • Scan receipts with AI — snap a photo, we extract the details • Voice commands — say "Spent 500 on groceries" and it's done • Recurring transactions with smart reminders • Multi-currency support with real-time exchange rates GROUP EXPENSE SPLITTING • Split bills equally, by percentage, or custom amounts • Track who owes whom with automatic settlement suggestions • In-app group chat to discuss expenses • Perfect for roommates, trips, and shared households BUDGETS & SAVINGS GOALS • Set spending limits by category with visual progress • Create savings goals with deadlines and track contributions • Get alerts when approaching your limits INVESTMENT & ASSET TRACKING • Track stocks, crypto, gold, and forex with real-time prices • Manage property, vehicles, jewelry, and other assets • Portfolio overview in your primary currency LOANS & DEBT MANAGEMENT • Track money lent and borrowed • Payment history with partial payments • Due date reminders so nothing slips AI-POWERED INSIGHTS • Chat with your AI financial assistant for personalized advice • Weekly and monthly spending analysis • Smart categorization and anomaly detection • Bring Your Own Key (BYOK) for unlimited AI access BANK ACCOUNTS & CARDS • Manage multiple bank accounts, credit cards, and digital wallets • Track transfers between accounts • AES-256 encryption protects all sensitive financial data ENGAGEMENT & MOTIVATION • Daily streaks to build consistent financial habits • Earn FlowCoins and unlock achievement badges • Play Money Mind — a financial life simulation game • Share beautiful achievement cards with friends EXPORT & REPORTS • Generate detailed PDF and CSV reports • Weekly AI-powered financial summaries • Share reports with family or accountant SECURITY FIRST • Biometric login (Face ID / Touch ID / Fingerprint) • AES-256-CBC encryption for card numbers, CVV, and IBAN • Firebase security rules protect all data • Your data is yours — we never sell it FLEXIBLE PLANS • Free tier with all features — no paywalls on functionality • Optional premium plans starting at $0.29/month for more AI usage • Rewarded ads for bonus AI queries — watch to earn Built for everyone, from students tracking their first budget to families managing household finances. Available in 100+ currencies. Terms of Use: https://finvex.app/terms Privacy Policy: https://finvex.app/privacy

About

Akifi

Features
Read full description

Akifi — AI finance assistant for simple money management. TRACK EVERYTHING • Add income, expenses, transfers in seconds • Scan receipts automatically • Multi-currency: USD, EUR, RUB, VND, THB, IDR • Shared accounts for families AI INSIGHTS • Ask: "How much did I spend on food?" • Breakdowns by category, merchant, period • Trend comparisons and pattern detection • Voice input BUDGETS & SAVINGS • Category budgets with alerts • Savings goals with progress • Subscription tracker • Daily limit recommendations ANALYTICS • Interactive category charts • Income vs expense trends • 6-month cashflow view • Compare: week, month, quarter, year • Dark mode, guided onboarding • English, Russian, Spanish • Export to CSV Data encrypted and secure.

Screenshots

Finvex4 screens
Akifi4 screens

Verdict

The call

The clearest difference is in-app purchases: Akifi at none against Finvex's 6. Akifi also leads on ads (none vs shown) and update cadence (every 4 days vs every 3 weeks). Finvex's advantage is iOS requirement (15.6 vs 18.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finvex sells 6 in-app purchases, starting at $0.99 per month. Akifi asks for nothing beyond the download.

UpkeepUpdate frequency

Finvex ships an update every 3 weeks, Akifi every 4 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Finvex versus Akifi: the parameters behind the verdict, then further details
ParameterFinvexAkifi
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.0
Further details — not scored
Size133 MB18 MB
Age rating4+4+
DeveloperPrimeCode LLCVladimir Dyadichev

In-app purchases

6 purchases

Finvex

Subscriptions6
  • Premium Monthly$0.991 Month
  • Core Monthly7 Days trial$7.991 Month
  • Premium Yearly$12.991 Year
Show 3 more
  • Plus Monthly7 Days trial$14.991 Month
  • Core Yearly7 Days trial$59.991 Year
  • Plus Yearly7 Days trial$99.991 Year
None

Akifi

No in-app purchases

Questions

Is Finvex free?
Finvex is free to download, with in-app purchases available.
Is Akifi free?
Akifi is free to download, with no in-app purchases.
Do Finvex or Akifi have ads?
Finvex shows ads; Akifi does not.
Which is updated more often, Finvex or Akifi?
Finvex ships an update every 3 weeks, and Akifi every 4 days. Most recently, Finvex was updated on October 28, 2026 and Akifi on October 31, 2026.

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