Pennify vs SubsTrack
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Pennify
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Pennify is a minimalist expense tracker designed for those who want simplicity without compromise. Not just an account โ but a choice for your future. Record every moment intentionally, and watch your financial clarity grow. Why Pennify? Ultra-Sleek Design: Open and record in seconds. No clutter, no ads, no distractions โ just pure focus on your money flow. Elegant & Minimal: A bold symbol on the home screen paired with a thoughtful reminder: tracking isn't a chore, it's a gentle commitment to tomorrow. Simple Types: 20+ intuitive icon categories (catering, shopping, daily, traffic, game, travel, beauty, medical, housing, study, and more) โ one-tap selection, no deep menus. Clean Data Display: Clear income/expense summaries, calendar-style transaction list, monthly/yearly overviews. See balances, trends, and details at a glance. Instant & Effortless: Quick add with + button, download import support, local-first data with optional cloud sync (coming soon). Lightweight & Private: Small app size, low battery use, no unnecessary permissions. Build the habit without the hassle.
SubsTrack
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SubsTrack tracks subscriptions and reminds you before renewals. SubsTrack is built around one focused idea, with a polished, native interface and zero clutter. FEATURES - Clear, private tracking - On-device only โ no bank login - Helpful charts - No account needed PRIVACY Everything stays on your device. No accounts, no ads, no tracking. โ SUBSCRIPTION โ SubsTrack Premium unlocks all features. - Weekly: $9.99 per week - Yearly: $49.99 per year (3-day free trial) Payment is charged to your Apple ID at confirmation of purchase. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in App Store settings. Terms of Use (EULA): https://web-levi.web.app/terms-of-service Privacy Policy: https://web-levi.web.app/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: Pennify at none against SubsTrack's 2. Pennify also leads on update cadence (weekly vs every 3 weeks) and device support (3 vs 1). SubsTrack's advantage is ads (none vs shown). On price there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. SubsTrack sells 2 in-app purchases, starting at $4.99 per 7 days. Pennify asks for nothing beyond the download.
Pennify ships an update weekly, SubsTrack every 3 weeks. The most recent releases landed on September 10, 2026 and September 20, 2026 respectively.
| Parameter | Pennify | SubsTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly โ better | Every 3 weeks |
| Ads | Yes | No โ better |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 13.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 67 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | ๅฟ็ ่ฐข | Phuc Pham |
In-app purchases
Pennify
No in-app purchases
SubsTrack
- Weekly$4.997 Days
- Yearly$24.991 Year









