FlowBudget vs Worva

FlowBudget is a premium budget tracker designed specifically for freelancers and self-employed professionals with irregular income. SMART SAFE-TO-SPEND Unlike traditional budgets that assume a fixed salary, FlowBudget calculates your real-time Safe-to-Spend amount — factoring in your actual income, expenses, and a customizable safety buffer (10-30%). EFFORTLESS TRACKING • Log expenses and income in seconds with category chips • 10 spending categories: Food, Transport, Subscriptions, Health, Rent, Fun, Shopping, Education, Business, Other • Search and filter transactions by type • Daily, weekly, and monthly views VISUAL ANALYTICS • Weekly spending chart with daily breakdown • Category breakdown with percentage bars • Income vs Expenses summary • Savings rate tracking BUILT FOR FREELANCERS • Irregular income support — handles multiple client payments • Buffer percentage protects against dry months • Daily safe-to-spend calculation adjusts as the month progresses • 48 currencies supported (all Apple App Store regions) PREMIUM DESIGN • Dark luxury OLED-optimized interface • Glass-morphism cards with subtle glow effects • Haptic feedback on every interaction • Smooth spring animations throughout FLOWBUDGET PRO Upgrade to unlock: • Advanced spending analytics • Income forecasting & trends • Unlimited custom categories • Smart budget alerts • Priority support Pricing: • Monthly: $9.99/month • Annual: $29.99/year (save 75%) • 7-day free trial on both plans Privacy: All financial data is stored locally on your device. We never access, collect, or share your financial information. Privacy Policy: https://flowbudget-legal.vercel.app/privacy.html Terms of Use: https://flowbudget-legal.vercel.app/terms.html

Worva is a simple tracker for recording your net worth by hand. No bank connections — you enter your assets and liabilities yourself and watch your net worth change over time. Fully local / no sign-in Your data stays only on this device. No account, no cloud upload. Built for people who care about privacy. Add assets and debts by hand Organize cash, investments, real estate, precious metals, crypto and vehicles by category. Enter amounts down to the cent. Net worth trend graph Snapshots are plotted by their real date — an accurate timeline that never flattens your history, so you see your growth as it really happened. See your allocation A pie chart shows the share of each asset category, so you can tell at a glance where your wealth is concentrated. Export / import your data Back up to JSON or CSV and move your data when you change devices. Make managing your money simple and private. Start tracking your net worth with Worva. Terms of Use: https://show-ec09e.web.app/terms.html Privacy Policy: https://show-ec09e.web.app/privacy.html