Comparison

Budget+ | Co vs SpendNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget+ | Co

Features
Read full description

● Easy to use, track your expenses anytime Neat UI, record your income and expenses within 5 seconds. Offline support, sync automatically when you have the connection. ● Change the color tones, and change your mood There are various color palettes to use, or you can build your own! Share the palette that you built with your friends! ● Sign-in with social media Apple, Google authentication, sign in with a few clicks. ● Invite your fellows to track with you Share the link to invite your friends and family. You can track your expenses together, anywhere, anytime. ● Categorize your spending in multiple accounting books Separate accounting books by everyday life, traveling, dreams fund, etc. Organize your budget, and get the key to financial freedom! ● View your earnings and expenses in a tidy form Group the records by categories, and view the stats at a glance. ● Download your financial report in one click Customize the period, and download your report to view in Excel. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendNote

Features
Read full description

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget+ | Co4 screens
SpendNote4 screens

Verdict

The call

The clearest difference is ads: SpendNote at none against Budget+ | Co's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget+ | Co sells 5 in-app purchases, starting at $1.99 per month and SpendNote sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget+ | Co ships an update weekly, SpendNote every 3 days. The most recent releases landed on October 31, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 5 level
Budget+ | Co versus SpendNote: the parameters behind the verdict, then further details
ParameterBudget+ | CoSpendNote
PriceFreeFree
Update frequencyWeeklyEvery 3 days — better
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size95 MB4 MB
Age rating4+4+
DeveloperKevin Chiu焕为 叶

In-app purchases

5 purchases

Budget+ | Co

Subscriptions3
  • Budget+ Premium$1.991 Month
  • Budget+ Premium7 Days trial$14.991 Year
  • Budget+ Premium1 Year trial$14.991 Year
One-time2
  • Budget+ Premium$19.99
  • Budget+ Premium$29.99
2 purchases

SpendNote

Subscriptions2
  • SpendNote Pro Monthly7 Days trial$2.991 Month
  • SpendNote Pro Yearly7 Days trial$19.991 Year

Questions

Is Budget+ | Co free?
Budget+ | Co is free to download, with in-app purchases available.
Is SpendNote free?
SpendNote is free to download, with in-app purchases available.
Do Budget+ | Co or SpendNote have ads?
Budget+ | Co shows ads; SpendNote does not.
Which is updated more often, Budget+ | Co or SpendNote?
Budget+ | Co ships an update weekly, and SpendNote every 3 days. Most recently, Budget+ | Co was updated on October 31, 2026 and SpendNote on October 14, 2026.

Other comparisons