CanPay Insights vs CanTax

CanPay Insights shows what a Canadian paycheque is actually worth after federal tax, provincial tax, CPP/CPP2 (QPP/QPIP in Quebec) and EI — for 2026, in every province and territory. WHAT IT DOES • Annual salary, hourly wage, or a full timesheet with shifts, breaks, overtime and premiums • Every pay frequency: weekly, biweekly, semi-monthly, monthly • RRSP contributions, union dues and other deductions, handled the way the CRA does • Ontario Health Premium, Ontario and BC tax reductions, the federal basic personal amount phase-out — the items that are withheld at source, so the number matches your real cheque • Compare provinces side by side before a move or a job offer • Save calculations and see how your pay changed over time (optional sign-in with Apple or Google) HOW IT IS BUILT The app runs the same open rules engine as canpayinsights.ca, verified against the CRA's payroll deduction formulas (T4127) for the current year. Every figure traces to a published rate; nothing is estimated. PRIVACY No account is required. No ads. No IP address or precise location is ever stored. Anonymous usage counts use income brackets, never exact salaries. Available in English, French, Simplified Chinese, Punjabi, Hindi, Tagalog, Spanish, Ukrainian, Korean and Vietnamese. Estimates for a single employee with standard credits. Your employer's payroll and your tax return may differ.

CanTax is the fast, accurate Canadian tax calculator built for everyday Canadians. Whether you're checking how much GST or HST you'll pay at checkout, or figuring out your actual take-home pay, CanTax gives you instant answers — no account required, no data collected, completely offline. SALES TAX CALCULATOR • Calculate GST, PST, HST, or QST instantly by province • Add Tax mode: see the final price you'll pay at checkout • Remove Tax mode: extract the base price from a tax-inclusive amount • Individual breakdowns for each tax component • Covers all 13 provinces and territories • Current year tax rates INCOME TAX CALCULATOR • Federal + provincial income tax bracket calculations • CPP and EI payroll deduction estimates • Interactive income slider from $0 to $500,000 • Beautiful donut chart showing exactly where your money goes • See your effective tax rate and marginal tax rate • Historical tax rates from 2020 to 2025 ALL PROVINCES & TERRITORIES Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Québec, Saskatchewan, and Yukon. YOUR PRIVACY, PROTECTED CanTax is fully offline. No data is collected, no account is required, and nothing ever leaves your device. DISCLAIMER: CanTax provides estimates for educational and informational purposes only. This is not professional tax advice. Always consult a qualified tax professional for your specific situation.