資産管理 AssetTrends vs Submemo

AssetTrendsは、個人の資産と負債を毎月記録し、長期的な推移を可視化する資産管理アプリです。 家計簿のように日々の収支を追うのではなく、「今、自分の資産はいくらあるのか」を定点観測することに特化しています。 ◆ 資産状況 ・推移チャート：資産・負債・純資産の変化を積み上げ面グラフで表示 ・構成比：カテゴリ別・サブカテゴリ別の円グラフで資産配分を確認 ・将来予測：過去の記録から最大30年後の資産額を線形回帰で予測 ・統計情報：月平均変動・累計変動・最大増減月をひと目で把握 ◆ かんたんステップ入力 ・1項目ずつ順番に入力するウィザード形式 ・前月・2ヶ月前の値をワンタップで引用できるので、変動がない項目はすぐ完了 ・専用の数値キーパッドで快適に入力 ◆ 自由なカテゴリ設定 ・資産（預金・投資・保険など）と負債（ローン・借入など）を分けて管理 ・カテゴリとサブカテゴリを自由に作成・並べ替え ・初回セットアップで基本セット・詳細セットから選択、あとから自由に変更可能 ◆ タイムラインで振り返り ・スライダー操作で過去の記録を自由に閲覧 ・表示件数を切り替えて、短期・長期どちらの視点でも確認 ◆ CSVバックアップ ・CSV形式でバックアップでき復元できます ・機種変更時もデータを引き継げます ◆ その他 ・ダークモード対応 ・日本円に最適化された表示 月に一度、数分の記録で資産の変化を実感してみませんか。

Can you say what your subscriptions cost you? Submemo lets you write down the subscriptions you already pay for, then shows this month's total and the next renewal on a single screen. It never connects to your bank or credit card, and there is no account to create. ■ Just type the service name A built-in catalog of common services fills in the price and billing cycle for you. Anything not listed can be added by hand. Monthly, yearly, weekly and every-two-months billing are all supported, and the monthly and yearly figures are worked out for you. ■ This month, per year, per day This month's bill is shown up front. Tap the amount to switch to the yearly equivalent or the daily cost, so you can judge for yourself whether something is worth it. Yearly plans are also shown split by month, side by side with monthly ones. ■ Never miss a free trial ending A top-priority alert a few days before a trial ends, shown on the Lock Screen. The amount and the date are in the text, so you can decide without opening it. For renewals, choose 7 days, 3 days, the day before, or the same day — and tap "Later" to be reminded again. ■ Where the money goes, by category See the share and amount for each category: video, music, cloud, games, learning, telecom, living and more. Tap a category to open everything inside it. You can add and edit categories yourself. ■ Find what you never use Mark the ones you barely touch, then see what cancelling them would save you in a year. Tap to include or exclude each one, so you can try "keep this, drop that" before deciding. There is a highest-first list too. ■ Foreign currency, converted USD and EUR prices are converted to yen and included in the total. Rates come from the European Central Bank automatically, or you can set them yourself. ■ Also included - iCloud sync (can be turned off) - CSV export (opens straight in Excel or a spreadsheet) - Breakdown by payment method - A record of price increases - Dark and light appearance - English and Japanese ■ No bank. No card. Ever. There is no statement-reading machinery here. What you add stays on your device and is never sent to our servers. No usage analytics, no advertising measurement. The only outside connection is fetching an exchange rate to convert foreign currencies. Even then, the request contains currency codes alone — none of your entries, and nothing identifying your device.