Stuf vs Truly Simple Envelopes

Stuf – Simple Budget Digital cash stuffing for your real life. Stuf brings the envelope budgeting method to your iPhone — no spreadsheets, no complexity, no subscriptions required to get started. The idea is simple: divide your money into named envelopes before you spend it. Groceries. Rent. Eating out. Fun money. When an envelope is empty, you're done spending in that category. Stuf makes this effortless and beautiful. HOW IT WORKS Create envelopes for every spending category in your life. Give each one a name, an emoji, and a budget amount. As you spend, log transactions against the right envelope. Stuf tracks what's left so you always know exactly where you stand — without having to do the math yourself. At the end of the month, reset and start fresh. Stuf saves your history automatically so you can look back at any month and see how you did. FEATURES • Envelope budgeting — create as many categories as you need, each with its own budget and spending tracker • Spending history — browse every past month in a visual calendar. See at a glance whether each month was on track, over budget, or under • Live overview — a summary card shows your total budgeted, total spent, and how much is left this month • Donut charts — a visual breakdown of your spending per envelope and across your whole budget • Month history — automatically snapshots your data when the month rolls over, so you never lose a record • iCloud backup — back up and restore your data across devices with one tap • Beautiful themes — choose from multiple binder skins to match your style (Pro) • CSV export — export all your transactions to a spreadsheet for deeper analysis (Pro) • No account required — everything lives on your device and iCloud. No sign-up, no server, no tracking STUF PRO Unlock the full experience with a single one-time purchase: • Unlimited envelopes (free plan includes up to 5) • All premium themes • CSV export • No restrictions, ever Pro is a one-time purchase — not a subscription. Buy once, use forever. DESIGNED FOR SIMPLICITY Stuf is intentionally minimal. No bank syncing, no complicated reports, no feature bloat. Just you, your money, and your envelopes. If you've tried big budgeting apps and found them overwhelming, Stuf is the antidote. Cash stuffing has helped millions of people take control of their finances by making spending feel real and intentional. Stuf gives you the same power in a clean, modern app you'll actually want to open every day. Start stuffing. Stay on budget.

Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.