Fixo vs Lupi
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Fixo
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Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.
Lupi
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Most apps track subscriptions. Lupi tracks everything that takes money from you on repeat. Netflix, gym, rent, insurance, car loan, electricity โ it all adds up silently. The average household pays for 12+ recurring expenses but only remembers half. Lupi puts every single one in one clear list, so nothing ever slips through. โ MORE THAN SUBSCRIPTIONS โ Most trackers only cover streaming services. Lupi handles all five types of recurring money: โข Subscriptions (Netflix, Spotify, Adobe, gym memberships) โข Fixed bills (electricity, internet, phone, insurance) โข Loans & installments (car payments, mortgages, personal loans) โข Rent โ any currency, any billing cycle โข Free trials โ get warned before they ever charge you No other tracker in the App Store covers all five. That's the Lupi difference. โ WHAT LUPI DOES โ โข See your true monthly cost at a glance โ all currencies converted automatically โข Get notified 1, 3 or 7 days before each payment so you're never caught off guard โข Track free trial end dates โ Lupi warns you the day before a trial converts to paid โข Store cancellation links โ cancel any service in seconds when you decide to โข Mark manual bills as paid with one tap (haptic feedback included) โข Visualize spending by category with charts and 6-month spending trends โข Add rich notes per entry: account logins, contract dates, anything you need โข Type a brand name and Lupi auto-fills the logo, category, and icon instantly โ YOUR DATA, YOUR DEVICE โ Lupi is 100% local-first. Your financial data never leaves your phone. No account. No cloud sync. No bank access. No ads. No data collection. Ever. Unlike apps that require linking your bank or email โ Lupi works without any of that. Just open, add, and track. โ SMART & FAST โ Smart keyword detection assigns the right category automatically. Adding a new expense takes under 15 seconds. โ PRO: UNLIMITED EVERYTHING โ The free plan includes up to 5 expenses โ perfect for getting started. Upgrade to PRO for unlimited tracking, with no hidden fees. โข Monthly โ flexible, cancel anytime โข Yearly โ best value, includes a free trial period โข Lifetime โ pay once, own it forever. No future charges. Download Lupi. Finally know exactly where your money goes. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wojciechgrygo.github.io/lupi-legal/privacy-policy/
Screenshots
Verdict
The clearest difference is in-app purchases: Fixo at none against Lupi's 4. Fixo also leads on update cadence (every 4 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Lupi sells 4 in-app purchases, starting at $2.99 per month. Fixo asks for nothing beyond the download.
Fixo ships an update every 4 days, Lupi every 2 weeks. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.
| Parameter | Fixo | Lupi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days โ better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 15.1 | 15.1 |
| Further details โ not scored | ||
| Size | 33 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Domenico Falco | Wojciech Grygo |
In-app purchases
Fixo
No in-app purchases
Lupi
- Lupi PRO: Monthly$2.991 Month
- Lupi PRO Yearly - 40% OFF$6.991 Year
- Lupi PRO: Yearly7 Days trial$11.991 Year
- Lupi PRO: Lifetime$24.99









