Comparison

Fixo vs Lupi

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Fixo

Features
Read full description

Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.

About

Lupi

Features
Read full description

Most apps track subscriptions. Lupi tracks everything that takes money from you on repeat. Netflix, gym, rent, insurance, car loan, electricity โ€” it all adds up silently. The average household pays for 12+ recurring expenses but only remembers half. Lupi puts every single one in one clear list, so nothing ever slips through. โ€” MORE THAN SUBSCRIPTIONS โ€” Most trackers only cover streaming services. Lupi handles all five types of recurring money: โ€ข Subscriptions (Netflix, Spotify, Adobe, gym memberships) โ€ข Fixed bills (electricity, internet, phone, insurance) โ€ข Loans & installments (car payments, mortgages, personal loans) โ€ข Rent โ€” any currency, any billing cycle โ€ข Free trials โ€” get warned before they ever charge you No other tracker in the App Store covers all five. That's the Lupi difference. โ€” WHAT LUPI DOES โ€” โ€ข See your true monthly cost at a glance โ€” all currencies converted automatically โ€ข Get notified 1, 3 or 7 days before each payment so you're never caught off guard โ€ข Track free trial end dates โ€” Lupi warns you the day before a trial converts to paid โ€ข Store cancellation links โ€” cancel any service in seconds when you decide to โ€ข Mark manual bills as paid with one tap (haptic feedback included) โ€ข Visualize spending by category with charts and 6-month spending trends โ€ข Add rich notes per entry: account logins, contract dates, anything you need โ€ข Type a brand name and Lupi auto-fills the logo, category, and icon instantly โ€” YOUR DATA, YOUR DEVICE โ€” Lupi is 100% local-first. Your financial data never leaves your phone. No account. No cloud sync. No bank access. No ads. No data collection. Ever. Unlike apps that require linking your bank or email โ€” Lupi works without any of that. Just open, add, and track. โ€” SMART & FAST โ€” Smart keyword detection assigns the right category automatically. Adding a new expense takes under 15 seconds. โ€” PRO: UNLIMITED EVERYTHING โ€” The free plan includes up to 5 expenses โ€” perfect for getting started. Upgrade to PRO for unlimited tracking, with no hidden fees. โ€ข Monthly โ€” flexible, cancel anytime โ€ข Yearly โ€” best value, includes a free trial period โ€ข Lifetime โ€” pay once, own it forever. No future charges. Download Lupi. Finally know exactly where your money goes. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wojciechgrygo.github.io/lupi-legal/privacy-policy/

Screenshots

Fixo4 screens
Lupi4 screens

Verdict

The call

The clearest difference is in-app purchases: Fixo at none against Lupi's 4. Fixo also leads on update cadence (every 4 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Lupi sells 4 in-app purchases, starting at $2.99 per month. Fixo asks for nothing beyond the download.

UpkeepUpdate frequency

Fixo ships an update every 4 days, Lupi every 2 weeks. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard2 real differences ยท 4 level
Fixo versus Lupi: the parameters behind the verdict, then further details
ParameterFixoLupi
PriceFreeFree
Update frequencyEvery 4 days โ€” betterEvery 2 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.115.1
Further details โ€” not scored
Size33 MB61 MB
Age rating4+4+
DeveloperDomenico FalcoWojciech Grygo

In-app purchases

None

Fixo

No in-app purchases

4 purchases

Lupi

Subscriptions3
  • Lupi PRO: Monthly$2.991 Month
  • Lupi PRO Yearly - 40% OFF$6.991 Year
  • Lupi PRO: Yearly7 Days trial$11.991 Year
One-time1
  • Lupi PRO: Lifetime$24.99

Questions

Is Fixo free?
Fixo is free to download, with no in-app purchases.
Is Lupi free?
Lupi is free to download, with in-app purchases available.
Do Fixo or Lupi have ads?
Neither Fixo nor Lupi shows ads.
Which is updated more often, Fixo or Lupi?
Fixo ships an update every 4 days, and Lupi every 2 weeks. Most recently, Fixo was updated on October 24, 2026 and Lupi on October 31, 2026.

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