Comparison

Splitko vs WalletWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WalletWise

Features
Read full description

Take control of your money in minutes. Budget Planner & Expense Tracker is the all-in-one personal finance app that helps you track every expense, manage your monthly budget, set savings goals, and never miss a bill — without the spreadsheet stress.
 SMART EXPENSE TRACKING
Log every purchase instantly. Categorize your spending automatically. See exactly where your money goes with beautiful charts and weekly summaries — all in your pocket. FLEXIBLE BUDGET PLANNER
 Create daily, weekly, or monthly budgets that fit your life. Choose the 50/30/20 method, zero-based budgeting, or build your own. Adjust on the fly — your budget should work for you, not the other way around. BILL REMINDER & ORGANIZER
 Set bill due dates and get timely reminders before you pay. Recurring bills, subscriptions, rent, utilities — organize everything in one place. No more late fees. SAVINGS GOALS TRACKER
 Set a savings target — vacation, emergency fund, new car — and watch your progress grow. The savings tracker shows you how small daily cuts add up to big financial wins. INCOME & DEBT TRACKER
 Track multiple income sources. Monitor your debt payoff progress. Understand your cash flow and build toward financial freedom — whether you're paying off student loans, credit cards, or a mortgage. FAMILY & HOUSEHOLD BUDGET
 Manage your household finances together. Track shared expenses, split bills, and keep the whole family on the same financial page. Feature bullet list (scannable for App Store)
 WHAT YOU GET:
 - Expense tracker with smart categories
 - Monthly & weekly budget planner
 - Bill reminder with due-date alerts
 - Savings goals & progress tracker
 - Debt payoff planner
 - Income & cash flow tracker
 - Household & family budget sharing
 - Beautiful charts & spending insights
 - Works offline - No bank sync required
 Join hundreds of thousands of users who've taken control of their finances. Download Budget Planner & Expense Tracker free today and start your journey to financial freedom.

Screenshots

Splitko4 screens
WalletWise4 screens

Verdict

The call

The clearest difference is in-app purchases: WalletWise at none against Splitko's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month. WalletWise asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on September 10, 2026 and September 9, 2026 respectively.

Scorecard1 real difference · 9 level
Splitko versus WalletWise: the parameters behind the verdict, then further details
ParameterSplitkoWalletWise
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size59 MB35 MB
Age rating4+4+
DeveloperMichal LelekBhavin Harsoda

In-app purchases

2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year
None

WalletWise

No in-app purchases

Questions

Is Splitko free?
Splitko is free to download, with in-app purchases available.
Is WalletWise free?
WalletWise is free to download, with no in-app purchases.
Do Splitko or WalletWise have ads?
Neither Splitko nor WalletWise shows ads.
Which is updated more often, Splitko or WalletWise?
Splitko ships an update every 3 days, and WalletWise every 3 days. Most recently, Splitko was updated on September 10, 2026 and WalletWise on September 9, 2026.

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