Comparison

Wealth Tracker vs Penny Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Wealth Tracker

Features
Read full description

Know exactly where you stand โ€” financially. Wealth Tracker gives you a clear, complete picture of your net worth. Record your bank accounts, investments, crypto holdings, real estate, cash, and debts in one place. Watch your wealth grow over time with beautiful charts โ€” and plan your next move with built-in forecasting. No subscriptions. No paywalls. No ads. Completely free. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” TRACK EVERYTHING IN ONE PLACE Create monthly or quarterly financial snapshots and log balances across six categories: โ€ข Bank Accounts โ€” savings, checking, deposits โ€ข Investments โ€” stocks, bonds, index funds โ€ข Crypto โ€” Bitcoin, Ethereum, and any digital asset โ€ข Real Estate โ€” property values โ€ข Cash โ€” physical currency and reserves โ€ข Debts โ€” mortgages, loans, credit cards (subtracted automatically) Your net worth is calculated instantly. Every snapshot becomes a data point in your financial journey. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” FORECAST YOUR FUTURE See where your finances are headed. Wealth Tracker uses weighted linear regression to project your net worth forward โ€” with confidence bands so you know the range, not just the guess. Set financial goals, track your progress, and stay motivated with clear visual milestones. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EVERY CURRENCY. AUTOMATIC. Track assets in any fiat currency, precious metal, or cryptocurrency. Exchange rates update automatically, so your net worth is always accurate โ€” no matter how global your portfolio is. Need a custom rate? Override any conversion manually. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” PRIVACY FIRST Your financial data stays on your device. iCloud sync and analytics are entirely opt-in โ€” disabled by default. Nothing is shared with us or third parties. Your money, your data, your rules. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EXPORT YOUR DATA Your data belongs to you. Export everything to CSV or JSON at any time. No lock-in, no barriers. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” MORE FEATURES โ€ข Interactive net worth chart with time range filters (3M, 6M, 1Y, All) โ€ข Category breakdown charts โ€” see where your wealth is concentrated โ€ข Debt-to-asset ratio tracking โ€ข Account templates for faster snapshot entry โ€ข Biometric lock with Face ID or Touch ID โ€ข iCloud sync across all your Apple devices โ€ข Notification reminders so you never miss a snapshot โ€ข Per-category trend analysis โ€ข Dark, modern design that puts your numbers front and center โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” Take charge of your financial future. Download Wealth Tracker โ€” it's free.

About

Penny Expense Tracker

Features
Read full description

Penny - Family Expense Tracker Manage your family expenses with simplicity and clarity. Penny helps you track every expense, share budgets with family members, and understand your spending habits. KEY FEATURES - Quick Expense Tracking Add expenses in seconds with an intuitive interface. No complicated forms - just the essentials. - Family Sharing Share your account with family members. Everyone can add expenses and see the family budget in real-time. - Custom Categories Create categories that match your lifestyle. Organize expenses your way. - Monthly Charts & Analytics Visual charts show exactly where your money goes. Understand your spending patterns at a glance. - Secure Cloud Backup Your data is safely backed up in the cloud. Switch devices without losing anything. - Multi-language Support Available in English, Italian, French, and German. WHY PENNY? - Simple and clean interface - no clutter - No ads, ever - Privacy guaranteed - your data stays yours - Free to use - Regular updates and improvements PERFECT FOR - Families managing household expenses - Couples sharing budgets - Anyone wanting better financial awareness - People tired of complicated finance apps GET STARTED TODAY Download Penny and start tracking your expenses in minutes. Take control of your finances without the complexity. Questions or feedback? Contact us at penny.app.noreply@gmail.com

Screenshots

Wealth Tracker4 screens
Penny Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Penny Expense Tracker at 15.0 against Wealth Tracker's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference ยท 5 level
Wealth Tracker versus Penny Expense Tracker: the parameters behind the verdict, then further details
ParameterWealth TrackerPenny Expense Tracker
PriceFreeFree
Update frequencyWeeklyโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.015.0 โ€” better
Further details โ€” not scored
Size8 MB6 MB
Age rating4+4+
DeveloperVladislav KomkovJulien Charpie

In-app purchases

None

Wealth Tracker

No in-app purchases

None

Penny Expense Tracker

No in-app purchases

Questions

Is Wealth Tracker free?
Wealth Tracker is free to download, with no in-app purchases.
Is Penny Expense Tracker free?
Penny Expense Tracker is free to download, with no in-app purchases.
Do Wealth Tracker or Penny Expense Tracker have ads?
Neither Wealth Tracker nor Penny Expense Tracker shows ads.

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