Comparison

Settle vs Payroll Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle

Features
Read full description

PAYCHECK CALCULATOR + SEVERANCE PAY CALCULATOR IN ONE APP Know exactly what you take home, and exactly what you're owed when you leave. Settle is a free gross-to-net salary calculator with 2026 federal and state tax rates, plus an AI legal analysis that estimates your severance pay, termination pay, notice period and employee rights in 60 seconds. TAKE HOME PAY CALCULATOR (FREE, UNLIMITED) Enter your gross salary, hourly wage or annual income and see your net pay instantly: • Paycheck after federal income tax, Social Security and Medicare • State income tax for all 50 states, updated for 2026 • Monthly, biweekly, weekly, daily and hourly take home pay • Gross to net and net to gross in both directions • Salary calculator for every country in the world, so expats and remote workers get the right numbers SEVERANCE PAY CALCULATOR + AI LEGAL ANALYSIS Laid off, fired, or offered a package? Before you sign anything, find out what the law says: • Severance pay estimate based on your salary, job title and years of service • Notice period and pay in lieu of notice (PILON) • Final paycheck: unused vacation, PTO payout, bonus and commission • Unemployment benefits eligibility after a layoff or termination • Your rights under labor law, including wrongful termination and at-will employment rules • Works for the USA and every country in the world: each analysis is built on that country's labor code YOUR FIRST LEGAL ANALYSIS IS FREE Run one complete severance analysis at no cost. Upgrade to Settle Premium for unlimited analyses, PDF reports you can send to HR or your lawyer, side-by-side scenario comparison (dismissal vs mutual agreement vs resignation), negotiation tips and deadline reminders. WHO USES SETTLE • Employees facing a layoff, restructuring or contract termination • Anyone negotiating a severance agreement or settlement • Job seekers comparing offers: what does $85,000 a year really pay per month? • Hourly workers converting an hourly rate to annual salary after tax • HR professionals and managers who need a quick termination pay estimate WHY SETTLE • Fast: paycheck results as you type, legal analysis in about a minute • Private: no account, no email, your salary stays on your device; the analysis only sends the figures needed • Clear: every result shows the formula and the legal basis, article by article • Global: gross-to-net, severance and labor law for every country in the world QUESTIONS SETTLE ANSWERS • How much severance pay am I entitled to after 5 years? • Is severance pay mandatory in my state? • How is severance taxed and what will I actually receive? • What is my notice period if I am terminated? • Can I collect unemployment if I accept a severance package? • What is my take home pay on a $70,000 salary in California, Texas or New York? Settle provides estimates and general legal information based on public labor law and tax rates. It is not legal or tax advice. For a binding answer, consult an employment lawyer or your state labor department. PREMIUM Settle Premium is an optional auto-renewing subscription (weekly or yearly). Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Privacy Policy: https://sites.google.com/view/settle-app/privacy-policy Terms of Use: https://sites.google.com/view/settle-app/terms-of-use Download Settle, the paycheck calculator and severance calculator that shows you every dollar you're owed.

About

Payroll Calculator

Features
Read full description

How much does your team cost per pay period? Run a full payroll in seconds with Payroll Calculator. No ads, no account needed. Enter each employee's details once: hourly or salary pay, W-4 filing status, state, deductions, overtime. Set the pay period on the payroll. Get the full cost: gross wages, take-home per employee, and employer payroll taxes (Social Security match, Medicare match, FUTA, SUTA). Save multiple payrolls for different teams, pay periods, or what-if hires. Answers to your payroll questions • How much does my team cost per pay period? • What are my employer payroll taxes this run? • What will each employee take home after taxes? • How much FUTA and SUTA do I owe on this payroll? • What's the cost of adding one more hire? • How do my employer costs change if I switch pay periods? Per-employee paycheck math • Hourly and salary income modes • Every pay period: daily, weekly, biweekly, semimonthly, monthly, quarterly, semiannually, yearly • W-4 inputs: pre-2020 and post-2020, filing status, dependents, additional withholding • Federal income tax and state income tax for all 50 states plus DC • Social Security, Medicare, and Additional Medicare Tax • Overtime with custom multipliers, plus tips, commissions, bonuses, and reimbursements Deductions • Pre-tax: traditional 401(k), HSA, Health FSA, Dependent Care FSA • Post-tax: Roth 401(k), Roth 403(b), Roth 457(b), union dues, creditor garnishments • Per-employee YTD tracking so Social Security and FUTA caps stop at the right amount Employer-side payroll taxes • Social Security match at 6.2%, capped at the federal wage base • Medicare match at 1.45% • FUTA at 0.6% (override higher for credit-reduction states) with the $7,000 cap • SUTA with your state's rate and wage base • Per-payroll "other employer costs": flat-dollar lines or percentages of gross for benefits, workers' comp, and anything else you pay on top Multiple payrolls • Save separate payrolls for different teams, departments, or what-if scenarios • Switch between them without losing any employee data • Rename, duplicate, or delete payrolls from one screen • A sample 3-employee payroll loads instantly so you can try it before adding real employees Ad-free & private • No ads • All calculations stay on your device • No account required. Works completely offline • Available in multiple languages including English, Spanish, French, Portuguese, Russian, Chinese (Simplified & Traditional), Arabic, Korean, and Vietnamese Your real payroll numbers, on your phone. Disclaimer This app provides estimates for educational and informational purposes only and is not financial, payroll, or tax advice. Actual withholding, employer tax liability, and take-home pay can vary by employer, benefits, and state rules. SUTA rates and wage bases are user-entered and must be verified with your state agency. Always verify results against official IRS and state guidance and your payroll records.

Screenshots

Settle4 screens
Payroll Calculator4 screens

Verdict

The call

The clearest difference is update cadence: Settle at every 9 days against Payroll Calculator's every 2 months. Payroll Calculator's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle sells 2 in-app purchases, starting at $4.99 per 7 days and Payroll Calculator sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settle ships an update every 9 days, Payroll Calculator every 2 months. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 4 level
Settle versus Payroll Calculator: the parameters behind the verdict, then further details
ParameterSettlePayroll Calculator
PriceFreeFree
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size13 MB53 MB
Age rating4+4+
Developeryassine hammoutiEHM TECH LLC

In-app purchases

2 purchases

Settle

Subscriptions2
  • Settle Premium$4.997 Days
  • Settle Premium$29.991 Year
2 purchases

Payroll Calculator

Subscriptions2
  • Pro - Annual7 Days trial$2.997 Days
  • Pro - Annual7 Days trial$29.991 Year

Questions

Is Settle free?
Settle is free to download, with in-app purchases available.
Is Payroll Calculator free?
Payroll Calculator is free to download, with in-app purchases available.
Do Settle or Payroll Calculator have ads?
Neither Settle nor Payroll Calculator shows ads.
Which is updated more often, Settle or Payroll Calculator?
Settle ships an update every 9 days, and Payroll Calculator every 2 months. Most recently, Settle was updated on October 4, 2026 and Payroll Calculator on October 11, 2026.

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