Plan And Save vs Netlyne

Plan & Save gives you a clear, real-time picture of your finances every day of the month. Log your income, expenses and savings in seconds, see exactly where your money goes, and always know how much you have left to spend — today and this week. **Know your balance at a glance** The dashboard shows your monthly totals, savings rate, and how much you have left per day and per week — calculated from your remaining balance after planned expenses. No guesswork, no surprises. **Organize your spending your way** Create fully custom categories with your own icon and color — separate sets for expenses, income and savings. Your categories, your rules. **Powerful reports, zero complexity** Charts, top spending categories, and a full breakdown by percentage and amount. Understand your habits without drowning in spreadsheets. **Privacy built in** One tap hides all your amounts from the screen — perfect when using the app in public or around others. **100% offline. Always.** No account. No cloud. No subscription. Your financial data never leaves your device. **Made for everyone** Available in 6 languages (English, Italiano, Français, Deutsch, Español, 日本語) and 6 currencies (EUR, USD, GBP, JPY, CHF, CAD). Light, dark and system themes. Customizable accent color.

Netlyne is a calm, focused way to watch your net worth grow — one honest monthly check-in at a time. No bank connections. No cloud syncing. No ads. Just a simple, private ledger where you list what you own and what you owe, and let Netlyne do the math. HOW IT WORKS Add your assets — cash, investments, retirement accounts, real estate, vehicles, and more — along with your liabilities, like credit cards, student loans, auto loans, personal loans, and your mortgage. Netlyne instantly calculates your current net worth. Once a month, tap "Log Now" to save a snapshot. Over time, those snapshots become a trend line — the signature view in Netlyne — so you can see exactly how your financial picture has changed, month over month. FEATURES - Net worth at a glance — your total assets, liabilities, and net worth, updated in real time as you edit your entries - Signature trend chart — a clean line chart of your net worth history, with the change since your last snapshot shown at a glance - Goal tracking — set a target net worth and watch a progress ring fill in as you close the gap - Category breakdown — a simple donut chart shows how your assets and liabilities are distributed across categories like cash, investments, retirement, real estate, and more - Monthly history — every snapshot is saved with its own asset and liability breakdown, plus an optional note, so you can look back and remember what changed and why - Multiple currencies — display your numbers in USD, EUR, GBP, CAD, or AUD - Private by design — every number you enter stays on your device. Nothing is uploaded to any server, ever - Export anytime — download your full history as a JSON file whenever you want your own backup WHO IT'S FOR If you've ever wanted a net worth tracker without connecting your bank accounts or handing your financial data to a third party, Netlyne is built for you. It takes about 30 seconds a month to stay on top of your numbers — no budgeting categories to fight with, no subscriptions to track, just the one number that actually summarizes how you're doing: what you own, minus what you owe. Download Netlyne and start your first snapshot today.