Comparison

Settle Up Golf vs In Pocket Golf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle Up Golf

Easily track golf bets, run tournaments, and settle up with friends. Automatically import handicaps, manage auction-style Calcutta, and choose from ten game formats. Features real-time sync and instant settlement options.

Highlights
  • GHIN Handicap import
  • Auction-style Calcutta
  • Ten golf game formats
  • Four tournament formats
  • PGA Tour betting pools
  • AI setup coach
  • Real-time sync
  • Scorecard photo scanning
Features
Read full description

Settle Up Golf is the easiest way to track bets, run tournaments, and settle up after a round of golf with friends. Set your games on the first tee, score on your phone, and everyone walks off the 18th knowing exactly who owes who. PULL HANDICAPS FROM GHIN (NEW) Setting up a round? Tap "Update indexes from GHIN," sign in once, and every player's current Handicap Index fills in automatically — no typing, no guessing. Match a playing partner once and future rounds recognize them instantly. Fair, accurate net bets from the very first tee. AUCTION-STYLE CALCUTTA Run your Calcutta as a live auction: record what each team sells for and who owns them. The sale prices fund the pot, and payouts pay back to the owners by their share — the real "buy a team" Calcutta, fully tracked. Turn it on in any tournament's Calcutta setup. TEN GOLF GAME FORMATS • Stroke Play (individual or 2v2 best-ball, with Nassau front/back/overall + presses) • Match Play (Singles, 2v2 Best Ball, or Indys head-to-head) • Skins (with carry-overs and par-3 toggle) • Sixes / 6-6-6 (rotating partners) • Vegas • Nines (9s 5-3-1 points) • Wolf (3-5 players) • Hi-Lo • Stableford • Snake (3-putt penalty pot) FOUR TOURNAMENT FORMATS • Standard stroke play with groups • Team v. Team (Ryder Cup style with match types per day) • Scramble (team best-shot with low net / low gross) • Pairs (Member-Member / Member-Guest with pair skins and Calcutta) TOURNAMENT BETTING • Multi-group skins across all foursomes • Calcutta — auction-style with owner payouts, or blind draw partners • Pair side bets and pair payouts • Group vs Group matches • Low net / low gross per group • Cross-pair challenges in Pairs format PGA TOUR BETTING POOLS Bet on live PGA Tour events with your friends. Pick your golfers, watch the leaderboard update during the tournament, and settle when the final putt drops. THE STARTER — AI SETUP COACH Tap the button on Home or Setup and tell The Starter who you're playing with. It suggests the right games, configures the wagers, and routes you straight into a ready-to-play round. Works for rounds, tournaments, and Birdie Pools. EVENTS TAB + SCHEDULE A ROUND The new Events tab lets you schedule a round in advance — invite your regulars by phone, collect RSVPs (In / Maybe / Out), and set a meet time before everyone arrives. REAL-TIME SYNC Every player can score on their own phone. Changes sync instantly across the foursome — no more "what did you have on 14?" SCORECARD PHOTO SCANNING Snap a photo of any paper scorecard and the app reads the scores into your round. Great for retroactive entry or quick visual confirmation. FRIENDS & SOCIAL Add friends with a 6-character code, share rounds with a link, and build a friend network across courses. INSTANT SETTLEMENT End of round shows exactly who pays who, netted to the minimum number of transfers. Tap Venmo to send the money in two taps. HANDICAP SUPPORT Pull live Handicap Indexes from GHIN in a tap, use the built-in Settle Up Index engine (WHS-style), or enter handicaps manually — whatever your group prefers. GPS COURSE SORTING Course list sorts by distance from your location so you find your home course in one tap. PREMIUM STATS & ANALYTICS Unlock lifetime scoring, per-hole stats, head-to-head records, earnings by player, win streaks, and trends across every round you've played. $2.99/mo or $29.99/yr. FREE TO USE Core scoring, all game formats, all tournaments, friends, and unlimited rounds are free. Premium unlocks advanced stats and unlimited AI coaching. Visit settleup-golf.com for how-to guides on every game format. Terms of Use (EULA): https://settleup-golf.com/terms Privacy Policy: https://settleup-golf.com/privacy

About

In Pocket Golf

This app simplifies tracking golf scores, side games, and debts between players. It allows groups to manage various game types and handicaps, with results automatically calculated and payment details provided. Focus on your game, not the arithmetic.

Highlights
  • Scorecard for groups
  • Multiple side game support
  • Handicap calculation
  • Automatic payment calculation
  • Guest score entry via web link
  • Round history and group management
Features
Read full description

In Pocket Golf keeps your scorecard, your side games, and who owes who together—so you can focus on the next shot, not the math. Whether it’s your regular foursome or a new group, set up your round, choose your games, and keep everyone on the same page from the first tee to the final putt. YOUR GAMES. YOUR TERMS. Play Nassau, Skins, Match Play, Stroke Play, Stableford, Wolf, Sixes, Nines, Quota, Banker, and Bingo Bango Bongo, with trash bets alongside. Run multiple games in the same round, customize the stakes, and choose gross or net scoring where supported. Save favorite setups for next time. ONE SCORECARD FOR THE GROUP: Enter scores from your own phone and see updates across the group. Track hole-by-hole results, game standings, and running money without juggling scorecards or spreadsheets. Guests can enter scores through a shared web link without creating an account. HANDICAPS HANDLED: Let each golfer choose their tees, then apply course handicaps and game-specific allowances. Play nine or eighteen holes with scoring that follows your round’s setup. KNOW WHO OWES WHO: After the round, results across your games are combined into clear payments between golfers. See what you owe and what you’re owed, open Venmo or Cash App when payment details are available, and track payment confirmations. KEEP YOUR GROUP TOGETHER: Create a group for your regular players, revisit shared rounds, and follow the money board to see who’s ahead over time. Your round history keeps past scorecards and results ready when the conversation turns to last weekend. Play Golf. Skip the math. In Pocket Golf tracks friendly golf games and their results. It does not accept wagers, hold funds, or process payments. Any payments are arranged separately between players.

Screenshots

Settle Up Golf4 screens
In Pocket Golf4 screens

Verdict

The call

The clearest difference is rating: In Pocket Golf at 5.0 against Settle Up Golf's 4.0. In Pocket Golf also leads on in-app purchases (none vs 2) and update cadence (daily vs every 5 days). Settle Up Golf's advantage is ratings volume (8 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle Up Golf sells 2 in-app purchases, starting at $2.99 per month. In Pocket Golf asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

In Pocket Golf holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 8 and 2 respectively.

UpkeepUpdate frequency

Settle Up Golf ships an update every 5 days, In Pocket Golf daily. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Settle Up Golf versus In Pocket Golf: the parameters behind the verdict, then further details
ParameterSettle Up GolfIn Pocket Golf
PriceFreeFree
Rating4.0 (8 ratings)5.0 (2 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings8 — better2
Update frequencyEvery 5 daysDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size15 MB58 MB
Age rating17+17+
DeveloperAJM Development LLCCasetracks, LLC

Customer experience

Settle Up Golf

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In Pocket Golf

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Settle Up Golf

Subscriptions2
  • Settle Up Golf Premium$2.991 Month
  • Premium Annual$29.991 Year
None

In Pocket Golf

No in-app purchases

Questions

Is Settle Up Golf free?
Settle Up Golf is free to download, with in-app purchases available.
Is In Pocket Golf free?
In Pocket Golf is free to download, with no in-app purchases.
Which has better reviews, Settle Up Golf or In Pocket Golf?
In Pocket Golf is rated higher. Settle Up Golf averages 4.0 out of 5 from 8 ratings, while In Pocket Golf averages 5.0 from 2 ratings.
Do Settle Up Golf or In Pocket Golf have ads?
Neither Settle Up Golf nor In Pocket Golf shows ads.
Which is updated more often, Settle Up Golf or In Pocket Golf?
Settle Up Golf ships an update every 5 days, and In Pocket Golf daily. Most recently, Settle Up Golf was updated on November 5, 2026 and In Pocket Golf on October 31, 2026.

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