Paycheck by Paycheck vs Payday
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Paycheck by Paycheck
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Budget by paycheck, not by month. Plan bills, savings, and spending around your actual pay schedule. Know whatβs safe to spend before payday and give every paycheck a purpose. β’ Bill planning β’ Spending envelopes β’ Savings goals β’ Future expense planning β’ Safe-to-spend tracking Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paycheckbypaycheck.com/privacy
Payday
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Payday is a focused paycheck budgeting app that helps you know what your money can do before payday arrives. Use zero-based budgeting to plan every paycheck, map upcoming bills, assign money to categories, and see a clear Safe to Spend amount after your allocations and personal cushion. With Payday, you can: Build a paycheck plan in minutes Track weekly, biweekly, semi-monthly, or monthly income Add recurring paychecks and plan ahead Map bills to the paycheck or category covering them View your cash flow in Timeline and Calendar Track allocations, uncovered bills, and low-cushion weeks Export plans as PDF or CSV Use Dark, Light, or System appearance Protect access with Face ID Keep your financial data private without bank syncing No complicated spreadsheets. No guessing what is safe to spend. Payday helps you give every dollar a job and make your money feel more predictable. Start with your next paycheck and build a plan you can trust. https://socialreporthq.com/payday/terms
Screenshots
Verdict
The clearest difference is update cadence: Paycheck by Paycheck at fortnightly against Payday's monthly. Paycheck by Paycheck also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month and Payday sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
Paycheck by Paycheck ships an update fortnightly, Payday monthly. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.
| Parameter | Paycheck by Paycheck | Payday |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly β better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.1 β better | 17.0 |
| Further details β not scored | ||
| Size | 65 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | DAVID ANDREW LIVINGSTON | RAPHAEL MOMANYI |
In-app purchases
Paycheck by Paycheck
- Monthly Subscription14 Days trial$5.991 Month
- Annual Subscription14 Days trial$49.991 Year
Payday
- Monthly Plan$7.991 Month
- Yearly Plan3 Days trial$59.991 Year
Questions
Is Paycheck by Paycheck free?
Is Payday free?
Do Paycheck by Paycheck or Payday have ads?
Which is updated more often, Paycheck by Paycheck or Payday?
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