Comparison

Paycheck by Paycheck vs EasierBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycheck by Paycheck

Features
Read full description

Budget by paycheck, not by month. Plan bills, savings, and spending around your actual pay schedule. Know what’s safe to spend before payday and give every paycheck a purpose. • Bill planning • Spending envelopes • Savings goals • Future expense planning • Safe-to-spend tracking Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paycheckbypaycheck.com/privacy

About

EasierBudget

This budgeting app automatically divides your bills across each payday, ensuring you always know how much to save. Simply add your recurring expenses and pay schedule, and the app handles the rest with clear, straightforward calculations.

Highlights
  • Automatic bill splitting
  • Set-and-forget budgeting
  • No bank syncing required
  • Customizable pay schedules
  • Adapts to spending changes
  • Visual progress tracking
Features
Read full description

EasierBudget · Set-and-Forget Envelope Budgeting Stop living paycheck to paycheck. EasierBudget automatically splits your bills across every payday so you always know exactly how much to save. How it works: 1. Add your bills — rent, utilities, insurance, subscriptions 2. Set your pay schedule — weekly, fortnightly, or monthly 3. Check in on payday — see your target balance, transfer the money, done That's the whole app. No transaction logging. No bank syncing. No spreadsheets. No categorizing every coffee. Just clear, honest math that tells you what your bills account balance should be. What makes EasierBudget different: - Set-and-forget — add your bills once, check in on payday - No bank access needed — your financial accounts stay secure - Any pay schedule — bills are split perfectly across your paychecks - Adapts to real life — overspend one month, the math automatically adjusts the next - Detailed payment schedules — see exactly where every dollar goes - Progress bars — visual tracking for every bill Once your bills are covered, the money left over is yours to spend, save, or plan with. EasierBudget gives you that clarity in under two minutes. Privacy Policy: https://easierbudget.com/privacy Terms of Use: https://easierbudget.com/terms

Screenshots

Paycheck by Paycheck3 screens
EasierBudget4 screens

Verdict

The call

Paycheck by Paycheck and EasierBudget are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month and EasierBudget sells 1 in-app purchase, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Paycheck by Paycheck ships an update fortnightly, EasierBudget every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
Paycheck by Paycheck versus EasierBudget: the parameters behind the verdict, then further details
ParameterPaycheck by PaycheckEasierBudget
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size65 MB33 MB
Age rating4+12+
DeveloperDAVID ANDREW LIVINGSTONPeter Neally

In-app purchases

2 purchases

Paycheck by Paycheck

Subscriptions2
  • Monthly Subscription14 Days trial$5.991 Month
  • Annual Subscription14 Days trial$49.991 Year
1 purchases

EasierBudget

Subscriptions1
  • Basic Yearly$19.991 Year

Questions

Is Paycheck by Paycheck free?
Paycheck by Paycheck is free to download, with in-app purchases available.
Is EasierBudget free?
EasierBudget is free to download, with in-app purchases available.
Do Paycheck by Paycheck or EasierBudget have ads?
Neither Paycheck by Paycheck nor EasierBudget shows ads.
Which is updated more often, Paycheck by Paycheck or EasierBudget?
Paycheck by Paycheck ships an update fortnightly, and EasierBudget every 3 weeks. Most recently, Paycheck by Paycheck was updated on October 25, 2026 and EasierBudget on October 28, 2026.

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