Comparison

Expendy vs Minto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expendy

Effortlessly track expenses using voice commands. This app uses AI to categorize spending, visualize financial habits, and manage budgets. It prioritizes privacy with offline capabilities and no account requirement.

Highlights
  • Voice-activated expense logging
  • Automatic AI-driven categorization
  • Real-time budget monitoring
  • Visual financial analysis
  • Recurring payment tracking
  • CSV data export
  • Private and offline operation
Features
Read full description

Expendy logs an expense the instant you say it. Say "coffee five dollars" or "groceries forty-two fifty" and it's saved in the right category. On iPhone 15 Pro and later it understands you entirely on your iPhone with Apple Intelligence, even in airplane mode, so your words never leave your phone. Then it helps you keep the habit. • Daily Streak — Log once a day to keep your streak alive. Miss a day and Expendy offers a streak rescue instead of a silent reset. Tap your streak to share its card. • Month in Review — When a month closes, see what you spent, where most of it went and how it compared to the month before. • Budget That Stays Honest — Set a monthly budget and watch what's left to spend and whether you're on pace. • Voice-First, Typing Optional — Speak it, or tap + to type. Ask Siri to add an expense without opening the app. • Learns Your Places — Correct a category once and Expendy remembers it for that vendor next time. • Travel Currency — Say an amount in euros or yen; Expendy converts it to your home currency and keeps the original. • Recurring Expenses — Bills and subscriptions that log themselves on schedule. • Export Your Data — Download every expense as CSV anytime. • No Account Needed — Start logging in seconds. No ad trackers; your data is never sold. ExpendyPro unlocks unlimited voice entries, advanced insights, recurring expenses and CSV export. Choose weekly or yearly plans with a free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expendy.aiappnation.com/privacy Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.

About

Minto

Features
Read full description

TAKE CONTROL OF YOUR FINANCES WITHOUT THE COMPLEXITY Minto is an expense tracker that helps you track expenses, manage budgets, record income, and understand your spending habits in one simple app. Whether you're recording a daily coffee, tracking monthly bills, or planning a budget, Minto makes managing money quick and effortless. LET AI DO THE WORK Minto includes AI-powered transaction entry designed to reduce manual effort. • Simply speak your transaction and let Minto create it for you • Type transactions in natural language and let AI fill in the details automatically • Enjoy faster entry with less typing and fewer taps TRACK EXPENSES YOUR WAY • Record expenses and income in seconds • Organize transactions with categories and notes • Track recurring expenses and recurring income • View all your finances in one place STAY ON BUDGET • Create monthly budgets • Set category-wise spending limits • Monitor your spending throughout the month • Stay in control of your finances GAIN BETTER FINANCIAL INSIGHTS • View spending trends and category breakdowns • Analyze expenses across categories • Track income and expenses in one place • Understand your spending habits with clear insights RECURRING TRANSACTIONS MADE EASY • Add recurring expenses once and let Minto create future entries automatically • Manage recurring bills and income with less effort • Reduce repetitive manual entry BUILT FOR EVERYDAY USE • Automatic currency conversion • Multi-currency expense tracking • Import and export transactions using Excel • Clean and simple interface SUBSCRIPTION INFORMATION • Minto is free to use, with optional Premium features • Premium unlocks budgets, Excel import and export, and unlimited AI-powered transaction entries • Choose between monthly and yearly plans • Subscriptions renew automatically unless cancelled through your App Store account settings Whether you're looking for an expense tracker, budget app, money manager, spending tracker, budget planner, or personal finance app, Minto helps you stay organised and understand your finances with less effort. TERMS OF USE https://www.get-minto.app/terms-of-service PRIVACY POLICY https://www.get-minto.app/privacy-policy

Screenshots

Expendy4 screens
Minto4 screens

Verdict

The call

The clearest difference is ads: Expendy at none against Minto's shown. Minto's advantage is iOS requirement (15.5 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expendy sells 2 in-app purchases, starting at $1.99 per 7 days and Minto sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expendy ships an update every 9 days, Minto weekly. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 7 level
Expendy versus Minto: the parameters behind the verdict, then further details
ParameterExpendyMinto
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 9 daysWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.5 — better
Further details — not scored
Size7 MB64 MB
Age rating4+4+
DeveloperPLAYRIOT LLCBiswajit Ghosh

In-app purchases

2 purchases

Expendy

Subscriptions2
  • ExpendyPro Weekly7 Days trial$1.997 Days
  • ExpendyPro Yearly7 Days trial$19.991 Year
2 purchases

Minto

Subscriptions2
  • Minto Premium Monthly7 Days trial$2.991 Month
  • Minto Premium Yearly7 Days trial$24.991 Year

Questions

Is Expendy free?
Expendy is free to download, with in-app purchases available.
Is Minto free?
Minto is free to download, with in-app purchases available.
Do Expendy or Minto have ads?
Minto shows ads; Expendy does not.
Which is updated more often, Expendy or Minto?
Expendy ships an update every 9 days, and Minto weekly. Most recently, Expendy was updated on October 19, 2026 and Minto on October 10, 2026.

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