Comparison

Expendy vs Rizur

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expendy

Effortlessly track expenses using voice commands. This app uses AI to categorize spending, visualize financial habits, and manage budgets. It prioritizes privacy with offline capabilities and no account requirement.

Highlights
  • Voice-activated expense logging
  • Automatic AI-driven categorization
  • Real-time budget monitoring
  • Visual financial analysis
  • Recurring payment tracking
  • CSV data export
  • Private and offline operation
Features
Read full description

Expendy logs an expense the instant you say it. Say "coffee five dollars" or "groceries forty-two fifty" and it's saved in the right category. On iPhone 15 Pro and later it understands you entirely on your iPhone with Apple Intelligence, even in airplane mode, so your words never leave your phone. Then it helps you keep the habit. • Daily Streak — Log once a day to keep your streak alive. Miss a day and Expendy offers a streak rescue instead of a silent reset. Tap your streak to share its card. • Month in Review — When a month closes, see what you spent, where most of it went and how it compared to the month before. • Budget That Stays Honest — Set a monthly budget and watch what's left to spend and whether you're on pace. • Voice-First, Typing Optional — Speak it, or tap + to type. Ask Siri to add an expense without opening the app. • Learns Your Places — Correct a category once and Expendy remembers it for that vendor next time. • Travel Currency — Say an amount in euros or yen; Expendy converts it to your home currency and keeps the original. • Recurring Expenses — Bills and subscriptions that log themselves on schedule. • Export Your Data — Download every expense as CSV anytime. • No Account Needed — Start logging in seconds. No ad trackers; your data is never sold. ExpendyPro unlocks unlimited voice entries, advanced insights, recurring expenses and CSV export. Choose weekly or yearly plans with a free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expendy.aiappnation.com/privacy Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.

About

Rizur

Features
Read full description

Rizur makes expense tracking feel effortless. Add transactions by speaking naturally, scanning a receipt, typing the details yourself, or importing bank notification emails from Gmail. Rizur helps organize your spending so you can understand where your money goes without spending hours maintaining a ledger. Track expenses your way • Speak an expense naturally • Scan receipts from your camera or gallery • Enter transactions manually when you need full control • Import transaction details from supported Gmail messages Let AI handle the repetitive work. Rizur can extract useful details such as the amount, vendor, date, category, and payment method. Review the result, make any changes, and save. Understand your spending View monthly spending, income, cash flow, and top categories from a clear dashboard. Search and review transactions from one organized ledger. Stay in control You can review imported and AI-generated information before relying on it. Gmail access is read-only, and Rizur does not send, delete, or modify your emails. Rizur is built for people who want a faster, simpler way to keep their finances organized. AI-powered features include a limited free usage allowance. Unlimited use requires a Rizur Pro subscription, available as a separate in-app purchase. Some AI features require an internet connection. Extraction results may occasionally require correction. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expendy4 screens
Rizur4 screens

Verdict

The call

The clearest difference is iOS requirement: Rizur at 15.6 against Expendy's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expendy sells 2 in-app purchases, starting at $1.99 per 7 days and Rizur sells 1 in-app purchase, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expendy ships an update every 9 days, Rizur weekly. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 8 level
Expendy versus Rizur: the parameters behind the verdict, then further details
ParameterExpendyRizur
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size7 MB54 MB
Age rating4+4+
DeveloperPLAYRIOT LLCKeshav Kishor Ram

In-app purchases

2 purchases

Expendy

Subscriptions2
  • ExpendyPro Weekly7 Days trial$1.997 Days
  • ExpendyPro Yearly7 Days trial$19.991 Year
1 purchases

Rizur

Subscriptions1
  • Rizur Premium3 Days trial$6.991 Month

Questions

Is Expendy free?
Expendy is free to download, with in-app purchases available.
Is Rizur free?
Rizur is free to download, with in-app purchases available.
Do Expendy or Rizur have ads?
Neither Expendy nor Rizur shows ads.
Which is updated more often, Expendy or Rizur?
Expendy ships an update every 9 days, and Rizur weekly. Most recently, Expendy was updated on October 19, 2026 and Rizur on October 14, 2026.

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