WellthyFi vs Kakeibo

Your receipts know more than your bank app. A bank app sees "$84.12 at Whole Foods." WellthyFi sees the 23 items on that receipt and tells you what each one is doing to your budget, your body, and the planet. Snap a receipt. That's it. MONEY • Every item, categorized and tracked automatically • Budgets that pace you through the month instead of surprising you at the end • Link your bank with Plaid and catch subscription creep, bill drift, and refunds you'd have missed • Ask your CFO: plain-English answers to "how much did I spend on takeout last month?" • A monthly executive summary of your finances, delivered as a PDF BODY • Every food item scored across 8 organs (heart, kidney, liver, brain, gut, bone, skin, weight) and 6 hormones (cortisol, insulin, thyroid, and more) • See how much of your cart is ultra-processed, how much sodium rode in on that "healthy" lunch, and which swaps actually move the needle • Calories, protein, fiber, vitamins, and minerals, tracked from what you really bought PLANET • CO₂, water, and land footprint for every purchase • An eco score from A to E, by category and by store THE DAILY QUIZ 550 facts that sound wrong until you check. Can you guess how much Americans really spend on subscriptions? How much sodium is in a diner omelette? One question a day, 10 seconds, and you'll never look at a receipt the same way. FIVE WAYS IN Camera, photo library, email forwarding, voice, or manual entry. Receipts from Amazon and other retailers import automatically when you forward the confirmation. BUILT ON TRUST • Bank-level encryption • Bank connections secured by Plaid; we never see your credentials • Private by design: your data is used to serve you insights, not ads • Delete your account and everything with it in two taps WellthyFi is for anyone who has ever opened their banking app, seen a number, and had no idea where it went. Now you will. Download free and snap your first receipt.

Kakeibo is a simple expense tracker built around one idea: the fastest possible way to write down what you just spent. The perfect ledger is the one you never keep. So this app puts everything into speed. Type the amount, swipe to a category, save. A few seconds — done before it starts to feel like a chore. That is why it lasts. ◆ Fast. Number pad for the amount, a swipe for the category, a tap to save. The part of any household ledger people give up on — the typing — is cut down to the fewest moves we could find.Forgot to log something yesterday? Add it for that date directly, without going through History. ◆ Quiet. One small banner at the top, and nothing else competing for your attention. No decoration to get through, no setup to finish. It is meant to feel like a stock iOS app you can open every day without getting tired of it. ◆ Clear. • Chart, calendar and list views of the month you are in • A monthly budget that tells you when you are drifting, without nagging • Home Screen and Lock Screen widgets, so you can check without opening the app • 30 currencies with daily reference rates from the European Central Bank • A gentle reminder so the habit survives a busy day ◆ Portable. Import a CSV from another budgeting app or a spreadsheet, review every column before anything is saved, and export your own records whenever you want. Your data is yours to take with you. ◆ Yours to shape. (Premium — a one-time purchase) Save the expenses you log again and again and record one with a single tap. Rename, reorder and re-icon your categories. Register rent and subscriptions once and let them catch up when you open the app. Split a bill and record only your share. Tag spending inside a category, keep household and work apart with separate wallets, and read a monthly report of where it all went. Ads disappear too. There is no monthly or yearly charge.Record straight from the widget with a keypad and category buttons, see the month laid out by day on a calendar widget, and choose which categories appear on it — independent from the category order in the app. Tags can be edited after the fact and used to search and filter your history. Recording, CSV import and export, widgets and search stay free. ◆ Private. Everything you record stays on your device. No account, no sign-in, no server of ours to send it to. (The only outbound request is to the European Central Bank's public exchange-rate file, and only when you convert currencies.) A household ledger is not something to be good at. It is something to keep. Start by simply knowing what you spent. Kakeibo is free to use. The free version shows ads. This app helps you record spending. It does not provide financial, investment, tax, accounting or legal advice.