Comparison

Endl vs SMT Wallet

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Endl

Features
Read full description

Endl is your all-in-one app for stablecoin payments. Send and spend digital dollars without complexity or delays. Whether you're paying someone in seconds, funding a card, or tracking transfers in real time, Endl puts digital-dollar payments in your hands. With Endl, you stay in complete control of your funds at all times. Your wallet, your keys. Your Wallet, Your Keys Endl gives you a self-custodial wallet, so your funds are yours alone. Export your private key at any time, protected behind biometric confirmation, to back it up or use your wallet anywhere. No lock-in and no gatekeepers. You are always in control. Send Stablecoins Instantly Transfer Stablecoins to any wallet address in seconds. Review the network, amount, and recipient before you confirm, so every transfer is exactly what you intend. Spend with Virtual Cards Create virtual cards funded by your stablecoins and spend anywhere cards are accepted. Freeze and unfreeze instantly, set spending limits, view your card details and PIN securely, and track every card transaction. Businesses can issue and manage cards for their whole team. Manage Recipients Save and manage the wallet addresses you send to most. Add new recipients in minutes with a guided flow, then search, filter, and reuse them instantly. Full Transaction History View every transaction with complete details, including recipient information, amounts, timestamps, and status updates. Filter by date, currency, or transaction type to find exactly what you need. Wallet at a Glance See your stablecoin balances across networks in one place, always up to date, with recent activity right on your dashboard. Secure by Design Endl uses encryption, secure credential storage, and biometric authentication (Face ID and fingerprint). Your funds and financial data stay protected at every step. Built for Speed Open Endl and go straight to your dashboard with fast restore and minimal login friction. Real-time refreshes keep your information current. What you get with Endl 1. Instant stablecoin transfers to any wallet address 2. Virtual cards you fund and spend from 3. Self-custodial wallet with private key export, use it anywhere 4. Complete control over your funds and accounts 5. Recipient management for wallet addresses 6. Full transaction history with advanced filters 7. Wallet dashboard across multiple networks 8. Business card management for teams 9. Help Center with FAQ and email support 10. Secure, encrypted, biometric authentication Endl is designed for individuals and businesses that use stablecoins. Freelancers, remote workers, global teams, and modern businesses use Endl to send, spend, and manage digital dollars with confidence.

About

SMT Wallet

Features
Read full description

SMT makes it simple to send money to your family and give them convenient access to their funds. Through the SMT app, users can view their available balance, access their virtual card, request a physical card, and use their funds for everyday purchases wherever Mastercard is accepted. The SMT app and card services are powered and administered by Unblock, providing the technology, card issuance, and financial infrastructure behind the SMT experience. Eligible cards can also be added to Apple Pay and Google Pay for convenient mobile payments.

Screenshots

Endl4 screens
SMT Wallet4 screens

Verdict

The call

Endl and SMT Wallet are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Endl versus SMT Wallet: the parameters behind the verdict, then further details
ParameterEndlSMT Wallet
PriceFreeFree
Update frequencyEvery 4 weeksโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.1 โ€” better16.3
Further details โ€” not scored
Size72 MB78 MB
Age rating4+17+
DeveloperZaymentATOMO SARL

In-app purchases

None

Endl

No in-app purchases

None

SMT Wallet

No in-app purchases

Questions

Is Endl free?
Endl is free to download, with no in-app purchases.
Is SMT Wallet free?
SMT Wallet is free to download, with no in-app purchases.
Do Endl or SMT Wallet have ads?
Neither Endl nor SMT Wallet shows ads.

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