Comparison

MoneyPlan vs RAYUL 가계부

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyPlan

Manage your monthly budgets, track expenses, and gain spending insights with AI-powered transaction entry. Sync data across Apple devices and receive reminders for upcoming bills.

Highlights
  • AI-powered transaction entry with natural language
  • Import transactions from payment screenshots
  • Schedule fixed expenses with reminders
  • Monthly budget management by category
  • Spending reports and trend analysis
  • iCloud sync across Apple devices
  • Transaction tagging for easy search
Features
Read full description

MoneyPlan is a budget planner for managing monthly budgets, fixed expenses, and reports in one place, with an AI tab that lets you add transactions in natural language and ask about your spending right away. Sync the same budget across iPhone, Mac, and iPad with iCloud, and pick up right where you left off on any device. In the AI tab, you can capture transactions with natural language and import draft transactions by sharing payment screenshots from Photos or Wallet before reviewing and saving them. Schedule fixed expenses on a calendar, get reminders before you miss them, and review monthly reports that show category share and spending trends at a glance. In the AI tab, you can also save favorite examples, add your own prompts, and use tags to organize transactions for faster search later. Features - Add transactions with natural language in the AI tab and ask about spending patterns - Save favorite AI examples and add your own prompts for faster entry - Add tags to transactions and find them again through search - Import draft transactions from payment screenshots shared from Photos or Wallet - Manage monthly budgets by category and total budget - Track fixed expenses and scheduled spending with reminders - Review monthly reports and category spending insights - Sync your data with iCloud across your Apple devices - Check remaining budget and today's spending with widgets MoneyPlan focuses on helping you stay consistent with your budget every month without adding unnecessary complexity. Contact: cs@sori-games.com

About

RAYUL 가계부

Read full description

RAYUL 가계부는 매일의 수입과 지출을 빠르게 기록하고 예산, 자산, 반복 내역, 통계를 한곳에서 관리하는 무료 iPhone 전용 가계부입니다. 빠른 기록 화면에서 자연어 입력과 사용자가 직접 붙여넣은 카드 승인 문자 파싱을 지원하고, 첨부 파일과 메모로 내역을 정리할 수 있습니다. 월/주/일 캘린더, 기간별 통계, 예산 추천과 복사, 계좌/카드/이체 관리, 반복 내역 관리, iCloud 백업과 복원, 홈 화면 및 잠금 화면 위젯을 제공합니다. 데이터는 기본적으로 기기 안에 저장됩니다. iCloud 백업은 사용자가 설정에서 직접 켠 경우에만 Apple iCloud의 개인 CloudKit 데이터베이스에 저장됩니다. 광고, 구독, 인앱구매, 외부 분석 SDK, 금융기관 로그인, 문자 자동 읽기는 포함하지 않습니다.

Screenshots

MoneyPlan4 screens
RAYUL 가계부4 screens

Verdict

The call

The clearest difference is in-app purchases: RAYUL 가계부 at none against MoneyPlan's 1. RAYUL 가계부 also leads on ads (none vs shown). MoneyPlan's advantage is device support (4 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyPlan sells 1 one-off in-app purchase. RAYUL 가계부 asks for nothing beyond the download.

UpkeepUpdate frequency

MoneyPlan ships an update every 6 days, RAYUL 가계부 every 5 days. Both last shipped on October 31, 2026.

Scorecard3 real differences · 5 level
MoneyPlan versus RAYUL 가계부: the parameters behind the verdict, then further details
ParameterMoneyPlanRAYUL 가계부
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 6 daysEvery 5 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size24 MB3 MB
Age rating4+4+
DeveloperSori GamesYOUNGSOO KIM

In-app purchases

1 purchases

MoneyPlan

One-time1
  • Premium$9.99
None

RAYUL 가계부

No in-app purchases

Questions

Is MoneyPlan free?
MoneyPlan is free to download, with in-app purchases available.
Is RAYUL 가계부 free?
RAYUL 가계부 is free to download, with no in-app purchases.
Do MoneyPlan or RAYUL 가계부 have ads?
MoneyPlan shows ads; RAYUL 가계부 does not.
Which is updated more often, MoneyPlan or RAYUL 가계부?
MoneyPlan ships an update every 6 days, and RAYUL 가계부 every 5 days. Most recently, MoneyPlan was updated on October 31, 2026 and RAYUL 가계부 on October 31, 2026.

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