Ledg vs penii

Ledg is a budget tracker that believes your money is nobody's business but yours. No bank login. No cloud sync. No analytics. No accounts. Just you and your budget, right on your device. — WHY LEDG? — Every budget app wants your bank password. They sync your transactions to servers. They track what you buy, where you shop, how you spend. Ledg doesn't do any of that. Your financial data stays on your iPhone. Period. — FAST EXPENSE TRACKING — Add a transaction in 3 taps. Open the app, type the amount, tap a category — done. The custom numpad and category grid are designed for speed. No keyboard fumbling. No forms. No friction. — ENVELOPE BUDGETING — Set a monthly income, allocate amounts to categories, and watch the progress ring fill up. When you hit 80%, you'll know. When you hit 100%, you'll really know. Budget rollover carries unspent amounts to next month. — SMART CATEGORIES — Start with 10 built-in categories or create your own. Each one gets an emoji, a color, and a budget allocation. Drag to reorder. Tap to edit. Up to 15 free — unlimited with Pro. — RECURRING TRANSACTIONS — Set up rent, subscriptions, and paychecks once. Ledg handles the rest. Toggle rules on and off. See upcoming charges at a glance. — CHARTS & INSIGHTS — Spending by category. Daily trends over 14 days. A budget ring that turns from green to orange to red as you approach your limit. No vanity metrics — just the numbers you need. — DATA PORTABILITY — Export your transactions as CSV. Import from YNAB, Mint, or any app. Back up as JSON. Your data is portable because it's yours. — PRIVACY BY DESIGN — • Face ID / Touch ID app lock • Privacy blur when switching apps • No analytics SDK — zero telemetry • No network requests (except App Store for purchases) • iOS Data Protection encryption at rest • No account required — ever — WIDGETS & SIRI — Budget ring on your Home Screen. "How much have I spent today?" — ask Siri. Glanceable insights without opening the app. — FREE FOREVER — Ledg is free with up to 15 categories. That's enough for most people. No time limit. No trial. No nag screens. — LEDG PRO — Unlock unlimited categories, home screen widgets, advanced charts, CSV/JSON export, and budget rollover. • Yearly: $29.99/year (70% less than YNAB) • Lifetime: $74.99 — pay once, keep forever — BUILT BY ONE DEVELOPER — Ledg is built by a developer who got tired of budget apps that spy on users. It's SwiftUI native, offline-first, and designed to last for years on your device without ever phoning home. Download Ledg. Take control of your money. Keep your privacy. Ledg Pro subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase. Manage or cancel anytime in Settings > Apple ID > Subscriptions. — LEGAL — Terms of Use (EULA): https://getledg.app/terms/ Privacy Policy: https://getledg.app/privacy/

Penii helps you plan your money before you spend it. Add your income, bills, goals, and weekly budget, then see how your money is expected to move through the month. Your budget is built into the forecast, so you can see what is due, what is left, and what is safe to spend. Instead of only looking back at what already happened, penii helps you look ahead. Plan your month in a full calendar view, track bills and activity, customize your dashboard, and stay closer to your money week by week. No bank linking. No account syncing. You enter only what you choose. FEATURES FORECAST YOUR MONTH See your income, bills, goals, weekly budget, and remaining balance across a full month view. KNOW WHAT IS SAFE TO SPEND Your weekly budget is planned into your money flow, helping you see what is already spoken for before money is actually spent. TRACK BILLS AND ACTIVITY Log bills, mark them paid, and keep a clear record of what has happened. CUSTOMIZE YOUR DASHBOARD Choose the dashboard layout and background that make your money easier to read. SET GOALS Create savings goals and track progress over time. PRIVATE BY DESIGN penii does not link to your bank. You enter only what you choose, and you can delete your account and data from Settings. Terms of Use: https://penii.us/terms Privacy Policy: https://penii.us/privacy