Ledg vs Budget Envelope Planner

Ledg is a budget tracker that believes your money is nobody's business but yours. No bank login. No cloud sync. No analytics. No accounts. Just you and your budget, right on your device. — WHY LEDG? — Every budget app wants your bank password. They sync your transactions to servers. They track what you buy, where you shop, how you spend. Ledg doesn't do any of that. Your financial data stays on your iPhone. Period. — FAST EXPENSE TRACKING — Add a transaction in 3 taps. Open the app, type the amount, tap a category — done. The custom numpad and category grid are designed for speed. No keyboard fumbling. No forms. No friction. — ENVELOPE BUDGETING — Set a monthly income, allocate amounts to categories, and watch the progress ring fill up. When you hit 80%, you'll know. When you hit 100%, you'll really know. Budget rollover carries unspent amounts to next month. — SMART CATEGORIES — Start with 10 built-in categories or create your own. Each one gets an emoji, a color, and a budget allocation. Drag to reorder. Tap to edit. Up to 15 free — unlimited with Pro. — RECURRING TRANSACTIONS — Set up rent, subscriptions, and paychecks once. Ledg handles the rest. Toggle rules on and off. See upcoming charges at a glance. — CHARTS & INSIGHTS — Spending by category. Daily trends over 14 days. A budget ring that turns from green to orange to red as you approach your limit. No vanity metrics — just the numbers you need. — DATA PORTABILITY — Export your transactions as CSV. Import from YNAB, Mint, or any app. Back up as JSON. Your data is portable because it's yours. — PRIVACY BY DESIGN — • Face ID / Touch ID app lock • Privacy blur when switching apps • No analytics SDK — zero telemetry • No network requests (except App Store for purchases) • iOS Data Protection encryption at rest • No account required — ever — WIDGETS & SIRI — Budget ring on your Home Screen. "How much have I spent today?" — ask Siri. Glanceable insights without opening the app. — FREE FOREVER — Ledg is free with up to 15 categories. That's enough for most people. No time limit. No trial. No nag screens. — LEDG PRO — Unlock unlimited categories, home screen widgets, advanced charts, CSV/JSON export, and budget rollover. • Yearly: $29.99/year (70% less than YNAB) • Lifetime: $74.99 — pay once, keep forever — BUILT BY ONE DEVELOPER — Ledg is built by a developer who got tired of budget apps that spy on users. It's SwiftUI native, offline-first, and designed to last for years on your device without ever phoning home. Download Ledg. Take control of your money. Keep your privacy. Ledg Pro subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase. Manage or cancel anytime in Settings > Apple ID > Subscriptions. — LEGAL — Terms of Use (EULA): https://getledg.app/terms/ Privacy Policy: https://getledg.app/privacy/

Give every dollar a job — before you spend it. Budget Envelope Planner brings the proven cash envelope method (cash stuffing) to iPhone and iPad. Split your monthly income into virtual envelopes — Rent, Groceries, Gas, Eating Out, Savings, Debt Payoff — and always know exactly what's left to spend. When an envelope runs low, you see it before you overspend, not after. ZERO-BASED BUDGETING MADE SIMPLE • Enter your monthly income in US dollars • Assign every dollar to an envelope until "Left to Assign" reads $0.00 • A budget where income minus envelopes equals zero — every dollar has a job TRACK SPENDING IN SECONDS • Log an expense with two taps: amount, envelope, done • Add notes like "Walmart" or "Electric bill" so you remember every purchase • Clear progress bars show spent vs. remaining for each envelope ROLLOVER THAT BUILDS A BUFFER • Leftover money can roll into next month automatically • Perfect for sinking funds: car repairs, travel, holiday gifts • Start each new month with your plan copied and carryover applied REPORTS THAT MAKE IT CLICK • Spending by envelope with a beautiful donut chart • Budget vs. actual for every envelope • Month-to-month spending trend PRIVATE BY DESIGN • No account, no sign-up, no bank login • All data stays on your device — nothing is uploaded • Export your budget as CSV anytime BUDGET ENVELOPE PLANNER PRO (subscription required) This app requires a Budget Envelope Planner Pro auto-renewable subscription to use: • Pro Yearly: $29.99/year with a 3-day free trial • Pro Monthly: $3.99/month The subscription unlocks the complete app: unlimited envelopes, monthly rollover, reports and charts, and CSV export. Payment is charged to your Apple Account at confirmation of purchase (no charge during the free trial if cancelled at least 24 hours before it ends). Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings > Apple Account > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appios432.blogspot.com/p/privacy-policy_0317922850.html Take control of your money the simple way — plan it, spend it, and know where it went. Download Budget Envelope Planner and give every dollar a job today.