ChronoPay vs Bill Docket

Stop reacting to bills. Start mastering them. This isn’t just another bill tracker. It’s a smarter way to plan, predict, and stay ahead. With powerful forecasting, intelligent payment timing, and a real-time Bill Stress Score, you always know exactly where you stand. No surprises. No scrambling. No late fees. SMART BILL PLANNING WITH PROCESSING TIME Most apps assume payments happen instantly. Real life doesn’t. Add a custom processing time to any bill and guarantee your payment arrives exactly when it needs to. Perfect for slow payers, mailed payments, or services that take days to process. Plan ahead with confidence and never miss a due date again. YOUR BILL STRESS SCORE One quick glance tells you everything. The Bill Stress Score instantly evaluates your current bill situation and upcoming income. Know whether you’re comfortably covered or if action is needed. No spreadsheets. No guesswork. Just clarity. 90 DAY FORECASTING See what’s coming before it happens. Track income, upcoming bills, and projected balances across the next 90 days. Watch your balance trend evolve and make smarter decisions with real financial visibility. SHARED HOUSEHOLD Money is easier when it’s shared. Invite your partner and manage expenses together in real time. Add bills, update payments, and stay aligned without endless messages or confusion. SUBSCRIPTIONS, ORGANIZED Streaming services. Memberships. Recurring charges. All subscriptions live in their own dedicated space so you can review, edit, and manage them anytime. See totals instantly and stay in control of recurring spending. CUSTOM BILL ICONS Make your finances visual. Upload custom icons for bills and subscriptions to personalize your dashboard and make navigation faster and more intuitive. SMART NOTIFICATIONS Only get notified about what matters to you. Choose exactly what you want alerts for and what you don’t. Upcoming bills, due soon reminders, income alerts, and more. Powerful and customizable. PRIVACY FIRST. ALWAYS. Your financial data belongs to you. • No third-party servers • No selling data • No tracking your finances • No accounts required All syncing and backups are powered exclusively by Apple CloudKit and iCloud. Your information stays securely within Apple’s ecosystem and under your control. Designed for simplicity. Built for clarity. Powered by privacy. Download today and take control of your financial flow! Terms of Use: https://steinmetzlabs.com/apps/chronopay/terms.html Privacy Policy: https://steinmetzlabs.com/apps/chronopay/privacy.html

Some people are naturally on top of their bills. You know who you are — and you know that's not you. Bill Docket is for the rest of us. If you've ever paid late because something slipped your mind, been charged a fee a reminder could have prevented, or scrambled to figure out what's been paid and what hasn't — this app was made for you. WHAT BILL DOCKET DOES Bill Docket is a manual bill tracker built around one idea: see everything before it becomes a problem. You log your bills. You log your payments. The app keeps it organized and reminds you before things go wrong. No bank syncing. No automatic imports. No algorithm guessing at your finances. Every entry is intentional — because intention is the whole point. TRACK EVERY BILLER Add every recurring expense: rent, utilities, subscriptions, insurance, loans, credit cards, medical, property taxes. Set the due date, amount, and frequency once. Fixed amounts stay fixed. Variable bills show an estimate until you log what you actually paid. LOG PAYMENTS, NOT ASSUMPTIONS When you pay, mark it paid. Enter the amount, payment method, and confirmation number. Every payment is stored permanently — so you always know what was paid, when, and for how much. GET REMINDED BEFORE IT'S LATE Set reminders 7 days, 3 days, 1 day, or the day a bill is due. An overdue alert fires the next morning if something goes unpaid. Set global defaults once, or customize notifications per biller. UNDERSTAND WHERE YOUR MONEY GOES Monthly reports show everything paid broken down by category. Annual reports show the full year by month. The Trends view tracks how each biller's amount has changed over time — useful when a recurring bill quietly keeps creeping up. Export PDF reports or CSV data whenever you need a record. PLAN AHEAD WITH FORECAST See what's due over the next 30, 60, 90, or 365 days based on each biller's frequency and recent amounts. BUILT FOR REAL LIFE • Biller profiles with contact info, website, phone, and account number • Multiple households for a rental, second home, or family member (Multiple Household in-app purchase) • Custom categories • Auto-pay flagging so automatic drafts don't show as overdue • Archived billers for closed accounts • App lock via Face ID or Passcode • CSV import to migrate from a spreadsheet and CSV export • Camera scanner to capture text directly from a bill or screen • Trends analysis, PDF Reports export, and bill attachments — attach photos or PDFs to any entry (Pro in-app purchase) THE APP THAT EXPECTS ONE THING Bill Docket won't connect to your bank or pull in transactions automatically. It asks one thing: when a bill arrives or a payment is made, log it. It works because you work it.