Comparison

Checkout vs Figure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkout

Easily log your shifts, sales, and tips to automatically calculate your real hourly rate and net earnings. Track multiple jobs, set weekly goals, and gain insights into your earning patterns. Export your data for tax purposes.

Highlights
  • Automatic tip calculation
  • Multi-job and role tracking
  • Shift calendar with earnings visualization
  • Weekly goal setting with widgets
  • Detailed earnings breakdown
  • Tip out calculator
  • CSV export for tax filing
Features
Read full description

Stop guessing what you made last night. Checkout tracks your tips, calculates your real hourly rate, and shows which shifts actually pay. Know exactly what you made, every single shift. Checkout is the tip tracker built for servers, bartenders, waiters, waitresses, hosts, and food runners. Log a shift in seconds. See your real hourly rate. No account required, and your data never leaves your phone. SIMPLE TIP TRACKING Enter your hours, sales, and tips and Checkout calculates your tip share, net tips, and real hourly rate automatically. Handles midnight crossovers, custom tip out percentages, and tip in for bartenders. No math. No guessing. Just your numbers. OVERTIME THAT KNOWS TIPPED WORK Tell Checkout how each job pays overtime, whether that is weekly, daily, or double time, with your own thresholds and payroll week start. If you are a tipped employee, your overtime is figured on full minimum wage instead of your cash wage, the way it is supposed to be. Every shift, total, and chart counts it from then on. YOUR SHIFTS AS RECEIPTS Every shift you log opens as a printed receipt, itemized line by line, with your total and hourly rate at the bottom. The only tip tracker that shows your money the way your restaurant does. WHY IS MY CHECK SO SMALL? (CHECKOUT PRO) Enter your paycheck and Checkout explains it in plain English: how much was wages, how much was tips you already took home, what got taxed, and what actually hit your account. See it as a plain language breakdown or a line by line receipt, your choice with a tap. If the numbers do not line up against the shifts you logged, you will know, and you will have the record to prove it. BUILD YOUR OWN TRACKER Choose exactly which fields appear on your shift form: tip out, tip in, total sales, covers, or anything custom. Create your own fields that add to, subtract from, or simply track alongside your earnings. Your tracker, set up for your restaurant. EARNINGS BREAKDOWN See exactly where your money comes from: cash tips, credit tips, tip share paid out, net tips, base wage, and total take-home pay, all calculated in real time as you type. YOUR SCHEDULE, ALREADY IN THE APP (CHECKOUT PRO) Log shifts before you work them. If you work the same days most weeks, save that schedule as a template and drop it onto any week in a couple of taps. Your calendar fills itself in and all you do after the shift is add the numbers. FULL HISTORY, ALWAYS FREE Every shift you have ever logged, available forever. No limits and no locks on your own data. SWITCHING FROM ANOTHER APP? Import your shift history from any CSV file in seconds. Positions, hours, and earnings map automatically. No starting over. EXPORT ANYTIME Export your complete tip history as a CSV for your own records or your accountant. Works with Excel, Numbers, and Google Sheets. PRIVACY FIRST No account required. No cloud sync. Your shift data never leaves your phone, and your earnings are yours alone. EVERYTHING IN CHECKOUT PRO - Explain My Paycheck: see exactly why your check is the size it is - Paycheck reconciliation: match what you were paid against what you worked - Scheduled shifts and weekly shift templates - Shift calendar with heat mapped earnings - Weekly goal tracking with home screen widgets - Multiple jobs, and every role you work at each one - Full analytics: projections, records, best days, earnings stability - Shift reminders on your own schedule $19.99 per year or $2.99 per week, both starting with a 7 day free trial. Save 87% with annual. Cancel anytime. PERFECT FOR Servers, bartenders, waitstaff, hosts, bussers, and food runners, anyone whose income changes shift to shift. Download Checkout and stop guessing. Privacy Policy: https://flowstateindustries.com/privacy Terms of Service: https://flowstateindustries.com/terms

About

Figure

This app helps individuals with variable daily income track their earnings and expenses. It provides insights into daily, monthly, and projected take-home pay, with premium features for expense logging and tax-ready reports. All data is stored locally for privacy and it works offline.

Highlights
  • Log daily services, tips, and clients
  • Track projected take-home pay
  • Log business expenses
  • Generate tax-ready PDF reports
  • Offline functionality
  • Local data storage for privacy
Features
Read full description

Figure — Daily Earnings Tracker Know your worth. Figure is for anyone whose income looks different every day. Hairstylists. Tattoo artists. Personal trainers. Therapists. Massage therapists. Nail technicians. Photographers. Freelancers of every kind. If you trade your time for money — and that money looks different from one day to the next — Figure was built for you. See what you actually make. Log your day in seconds. Services, tips, clients seen. Watch your month build, one day at a time. Figure remembers everything so you don't have to. Know your paycheck before it arrives. (Premium) Your commission rate or booth rent, your pay period, your real numbers — Figure does the math. See your projected take-home before payday hits. Track what it costs to do what you do. (Premium) Color, tools, supplies, rent, education — log your business expenses and finally see the real picture of your work. Tax-ready reports in seconds. (Premium) Generate professional PDF reports for any month, year, or custom date range. Send to your accountant. Save to your files. Done. Built for how you actually live. — Beautiful, calm design that respects your time — All your data stays on your device — nothing is shared, nothing is sold — Works offline, anywhere — No ads, ever Figure Premium Unlock paycheck prediction, expense tracking, and PDF export for $4.99/month or $34.99/year. Start with a 7-day free trial — cancel anytime. Multiple Workplaces is coming soon — track every chair, studio, or location you work in, separately or together. Why Figure? Most money apps are built for people with one job, one paycheck, one number. That's not you. Your income is real, irregular, and earned — and it deserves an app that understands that. Figure helps you see your worth, every day. Privacy first. Figure stores all your data locally on your device. We don't collect, share, or sell your information. Ever. Privacy policy: https://tryfigure.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Checkout4 screens
Figure4 screens

Verdict

The call

Checkout and Figure both sit at 5.0 stars, but that hides the real split: 100% of Figure's written reviews are positive against 87% of Checkout's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkout sells 4 in-app purchases, starting at $2.99 per 7 days and Figure sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Checkout against 4.9 for Figure. Both are backed by a comparable volume of ratings — 26 and 38 respectively. Written reviews are what separate them: 87% of Checkout's written reviews are positive against 100% of Figure's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 8 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Checkout versus Figure: the parameters behind the verdict, then further details
ParameterCheckoutFigure
PriceFreeFree
Rating5.0 (26 ratings) — better4.9 (38 ratings)
Positive reviews86.7% of reviews100.0% of reviews — better
Number of ratings2638 — better
Update frequencyEvery 8 daysEvery 8 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS1817.6 — better
Further details — not scored
Size17 MB19 MB
Age rating4+4+
DeveloperFlowstate Industries LLCpeter lamden

Customer experience

Checkout

All ratings26 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews15 reviews
Positive86.7%
Neutral6.7%
Negative6.7%

Figure

All ratings36 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Checkout

Subscriptions4
  • Checkout Pro Weekly7 Days trial$2.997 Days
  • Checkout Pro Monthly7 Days trial$9.991 Month
  • Checkout Pro Annual1 Month trial$39.991 Year
Show 1 more
  • Checkout Pro Annual7 Days trial$39.991 Year
2 purchases

Figure

Subscriptions2
  • Figure Premium$4.991 Month
  • Figure Premium7 Days trial$34.991 Year

Questions

Is Checkout free?
Checkout is free to download, with in-app purchases available.
Is Figure free?
Figure is free to download, with in-app purchases available.
Which has better reviews, Checkout or Figure?
Checkout is rated higher. Checkout averages 5.0 out of 5 from 26 ratings, while Figure averages 4.9 from 38 ratings.
Do Checkout or Figure have ads?
Neither Checkout nor Figure shows ads.
Which is updated more often, Checkout or Figure?
Checkout ships an update every 8 days, and Figure every 8 days. Most recently, Checkout was updated on October 31, 2026 and Figure on October 28, 2026.

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