Finwatch vs Pennra

Finwatch is a simple expense tracker, budget planner, and net worth tracker in one app. Connect your bank accounts once, and Finwatch shows you exactly where your money goes each month. Your finances, beautifully simple. SECURE BANK CONNECTIONS Link checking, savings, credit card, loan, and investment accounts through Plaid, the trusted connection service used by 12,000+ banks and financial institutions. Transactions sync automatically throughout the day. Finwatch never sees or stores your bank credentials. NET WORTH TRACKING See your complete financial picture in one place. Finwatch calculates your net worth daily and charts your progress over time. Add custom assets like your home, car, or crypto to get the full picture. SPENDING INSIGHTS & TRENDS Understand your spending habits with clear breakdowns by category. Compare month over month, view income vs. expenses, and drill into any category to see every transaction behind the number. SMART BUDGETING Set a monthly budget and allocate it across your spending categories. Finwatch suggests budget amounts based on your real spending history, so your goals are realistic from day one. Progress indicators show exactly where you stand all month long. A TRANSACTION INBOX YOU CAN ACTUALLY CLEAR New transactions land in your inbox marked unread. Categorize them with a tap, catch unusual charges fast, and get to inbox zero on your schedule, daily or weekly. Never wonder "did I already look at this?" again. STREAKS & REMINDERS Build a habit of checking in. Finwatch tracks your review streak and sends a gentle nudge when unreviewed transactions pile up, so nothing slips through the cracks. PRIVACY & SECURITY - Face ID / Touch ID lock - Privacy mode to blur sensitive numbers - Tokens stored securely in your device keychain - Full data export any time - Delete your account and data any time, permanently FREE TO START Connect up to 3 accounts and use dashboards, budgets, trends, and every core feature, completely free. FINWATCH PRO - Unlimited linked accounts - Priority support - Plus every Pro feature we add Also on the web at finwatchapp.com, so your data is always with you on any device. Questions or feedback? Reach out any time from the in-app support page. We read every message. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finwatchapp.com/**privacy**

Know exactly what you can safely spend after bills and savings. Pennra gives you a private, forward-looking budget without asking for your bank login. Pennra is a subscription app. A Pennra Premium membership, which starts with a 14-day free trial, is required to use the app and unlocks everything below. WHAT PENNRA PREMIUM INCLUDES Budget without the busywork Set budgets by category and see your spending update in real time. Pennra automatically recognizes your transactions and even shows merchant logos, so your activity is easy to read at a glance. See your whole financial picture Track every account, including checking, savings, credit, cash, and investments, and watch your net worth grow over time with clean charts and trends. Plan ahead with confidence Schedule recurring bills, income, and transfers. Use the paycheck planner to know exactly what's covered before your next payday. Reach your goals Set savings goals with target dates and monthly contributions, and watch your progress build. Track your investments Add holdings to follow your portfolio's value with live market prices, right alongside the rest of your money. Share with your household Sync across your devices and share with up to 4 people, so everyone stays on the same page. Private by design No ads. No selling your data. No tracking you across other apps. Your information is yours. SUBSCRIPTION DETAILS Pennra Premium is an auto-renewing subscription: - Monthly: $4.99 per month - Yearly: $39.99 per year Each plan starts with a 14-day free trial. Your subscription begins after the trial and automatically renews unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pennra.com/privacy/