Comparison

Money Vault vs Qopa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Vault

Effortlessly track expenses using voice commands and AI categorization. Manage finances across multiple currencies, set savings goals, and gain insights into spending habits. Offers a fun mascot companion and receipt scanning for enhanced financial management.

Highlights
  • Voice expense input
  • AI-powered categorization
  • Multi-currency tracking
  • Receipt scanning
  • Savings goals
  • AI chat assistant
Read full description

Money Vault is a smart expense tracker that lets you record transactions by voice in seconds. Just say what you spent — the AI handles the rest: amount, category, currency, and account. KEY FEATURES • Voice Input - Add expenses, income, and transfers by speaking naturally in any language • AI-Powered Categorization - Transactions are automatically sorted into the right categories • Multi-Currency - Track finances in 50+ currencies with real-time exchange rates • Currency Converter - Built-in converter with live rates and daily change indicators (Pro) • BLOB Companion - Your personal money mascot. Name it, dress it in 11 costumes, and watch it react to your spending (Pro) • Receipt Scanning - Snap a photo and the app reads your receipt automatically • Smart Insights - Get personalized tips based on your spending patterns • Detailed Statistics - Beautiful charts and breakdowns by category, day, week, or month • Multiple Accounts - Manage wallets, cards, and bank accounts in one place • Goals - Set savings goals and track your progress • CSV Import - Upload bank statements and auto-categorize transactions • AI Chat Assistant - Ask questions about your finances in plain language PRIVACY & SECURITY Your financial data is encrypted in transit and at rest when synced to your account. We never sell your data. Sign in with Apple is supported. SUBSCRIPTION Money Vault is free to download with basic features. Unlock the full experience with Money Vault Pro: • Monthly: $6.99/month • Yearly: $39.99/year (save 52%) • 3-day free trial included Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID account settings. Privacy Policy: https://aimoneyvault.app/privacy Terms of Use: https://aimoneyvault.app/terms

About

Qopa

Features
Read full description

Qopa is a clean, private expense tracker that helps you understand where your money goes. Log income and expenses in seconds, organize them by category, and see clear statistics and monthly comparisons. Qopa works with multiple currencies and keeps live exchange rates, so your totals stay accurate wherever you are. Everything stays on your device. No accounts, no login, no tracking. FEATURES - Fast income and expense logging - Clear statistics and monthly comparisons - Multi-currency support with live exchange rates - Context-aware spending score and useful signals - Works offline PREMIUM Unlock unlimited tracking, full statistics, smart insights, and live exchange rates with Qopa Premium. Try it free for 3 days, then $4.99/month. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple Account settings. Privacy Policy: https://qopatracker.pages.dev/privacy Terms of Use: https://qopatracker.pages.dev/terms

Screenshots

Money Vault4 screens
Qopa4 screens

Verdict

The call

Money Vault and Qopa are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Vault sells 2 in-app purchases, starting at $6.99 per month and Qopa sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Money Vault versus Qopa: the parameters behind the verdict, then further details
ParameterMoney VaultQopa
PriceFreeFree
Rating4.4 (9 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size54 MB3 MB
Age rating4+4+
DeveloperNikita MatievskiOleksandr Napkhaniuk

In-app purchases

2 purchases

Money Vault

Subscriptions2
  • Pro Monthly3 Days trial$6.991 Month
  • Pro Yearly3 Days trial$39.991 Year
1 purchases

Qopa

Subscriptions1
  • Premium Monthly3 Days trial$3.991 Month

Questions

Is Money Vault free?
Money Vault is free to download, with in-app purchases available.
Is Qopa free?
Qopa is free to download, with in-app purchases available.
Do Money Vault or Qopa have ads?
Neither Money Vault nor Qopa shows ads.

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