Payify vs WorthTrail

You're probably paying for subscriptions you forgot about. The average person wastes $32/month on forgotten subscriptions — streaming trials that converted, apps they stopped using, gym memberships they never cancelled. Payify fixes that. Add your subscriptions once. Payify tracks everything and alerts you before every renewal. No bank login required. No data sold. Just your subscriptions, organized. WHY PAYIFY? - No bank account connection — 100% private - Track all subscriptions and recurring bills in one place - Renewal reminders before charges hit — never be surprised - Monthly and yearly spending totals at a glance - Expense breakdown by category - Budget limits and savings tracker - Visual analytics and spending insights - Clean, fast, and simple BUILT FOR PRIVACY Most subscription apps connect to your bank. Payify doesn't. You add what you want to track — Netflix, Spotify, gym, rent, apps, insurance — and everything stays on your device and iCloud. We never see your data. Ever. STOP OVERPAYING Free trials turn into paid subscriptions. Prices quietly increase. Annual plans auto-renew before you notice. Payify puts you back in control with smart reminders set exactly how far in advance you need them. UNDERSTAND YOUR SPENDING See your total monthly and yearly outgoings in seconds. Break down expenses by category — entertainment, utilities, fitness, software — and instantly see where your money is going. Set budget limits and track whether you're staying on track. PERFECT FOR - Anyone with multiple streaming services - Freelancers and remote workers tracking software subscriptions - Families managing shared bills and services - People who got burned by forgotten free trials - Anyone who wants to reduce monthly expenses without a spreadsheet Take control of your subscriptions. Save more. Stress less. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/