钱衡 vs Cenno

钱衡是一款专注于个人财务管理的记账应用，帮助你看清每一笔收支、每一个账户，以及资产变化背后的原因。 你可以快速记录收入、支出和转账，通过多维统计了解消费结构与收支趋势；使用预算提醒控制支出节奏；集中管理银行卡、现金、信用卡、贷款、储蓄等资产与负债账户。 主要功能： • 快速记录收入、支出与账户转账 • 支持大类、小类、备注及自定义分类图标 • 多维度收支统计、消费排行与趋势分析 • 月度预算、分类预算及预算风险提醒 • 统一管理资产、负债、多币种和定期储蓄 • 资产卡片模式与账户图片自定义 • 月度财务复盘与净资产趋势分析 • iPhone、iPad 和桌面小组件适配 • 通过 iCloud 在多台 Apple 设备间同步数据 • 支持加密备份与邮件发送备份 钱衡希望做的不只是记录数字，而是让每一笔钱都有迹可循，让预算真正发挥作用，让你更从容地掌握自己的财务状况。

Cenno is an offline expense tracker for iPhone and iPad. No account, no ads and no bank connection required. Record everyday spending while keeping control of your ledger. Start with an amount or an expression such as 24+3.5. Reuse templates, record several entries in a row, attach receipt photos, and search merchants, notes, tags or amounts locally. Keep monthly and category budgets, carry unused amounts forward, and review accounts, credit cards, assets and liabilities. Ordinary bookkeeping includes transfers and refunds linked to an expense. Your ledger is processed on device and is not uploaded to the developer. Free, optional iCloud sync uses your own iCloud container and is off by default. Feedback is sent only when you choose to submit it. Free everyday tracking includes unlimited basic records, budgets, accounts, refunds, iCloud sync, CSV export and restorable backups with receipt attachments. The optional piggy-bank activity records savings from skipping a takeaway; no real purchase or transfer takes place. Optional Cenno Pro adds statement import, multiple ledgers, advanced reports, recurring entries, the reimbursement center and personalization. Choose a yearly subscription or one-time lifetime purchase; current local prices are shown by the App Store. Purchases work on iPhone and iPad. Users who bought version 1.0 receive Pro lifetime in 2.0. Interface: English, Simplified Chinese and French. Light and dark appearance. Requires iOS 17 / iPadOS 17 or later. Privacy Policy: https://cenno.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/