Comparison

Cenno vs Milli

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cenno

Track your expenses offline without needing an account or bank connection. Record spending, manage budgets, and review your financial accounts locally. Optional iCloud sync and Pro features are available for enhanced functionality.

Highlights
  • Offline expense tracking
  • No account or bank connection required
  • Receipt photo attachments
  • Monthly and category budgets
  • Account, credit card, and asset management
  • Optional iCloud sync
  • CSV export and backups
Features
Read full description

Cenno is an offline expense tracker for iPhone and iPad. No account, no ads and no bank connection required. Record everyday spending while keeping control of your ledger. Start with an amount or an expression such as 24+3.5. Reuse templates, record several entries in a row, attach receipt photos, and search merchants, notes, tags or amounts locally. Keep monthly and category budgets, carry unused amounts forward, and review accounts, credit cards, assets and liabilities. Ordinary bookkeeping includes transfers and refunds linked to an expense. Your ledger is processed on device and is not uploaded to the developer. Free, optional iCloud sync uses your own iCloud container and is off by default. Feedback is sent only when you choose to submit it. Free everyday tracking includes unlimited basic records, budgets, accounts, refunds, iCloud sync, CSV export and restorable backups with receipt attachments. The optional piggy-bank activity records savings from skipping a takeaway; no real purchase or transfer takes place. Optional Cenno Pro adds statement import, multiple ledgers, advanced reports, recurring entries, the reimbursement center and personalization. Choose a yearly subscription or one-time lifetime purchase; current local prices are shown by the App Store. Purchases work on iPhone and iPad. Users who bought version 1.0 receive Pro lifetime in 2.0. Interface: English, Simplified Chinese and French. Light and dark appearance. Requires iOS 17 / iPadOS 17 or later. Privacy Policy: https://cenno.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Milli

Features
Read full description

A private money tracker that asks nothing of you. No account, no ads, no data collection — and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND • Log an expense or income in seconds from the amount pad • Smart Chat — log expenses by typing in plain language, and Milli learns your words to file them automatically. Add your own Taught words for instant sorting • A color-coded category wheel that fills in as you type • Custom categories and icon tags to slice spending your way • Proper transfers between accounts, counted once instead of twice • Recurring payments so rent, salary and subscriptions post themselves • Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT • A dashboard with your balance, your spending and what is left • Budget Mode — set a monthly target overall or per category, and watch progress live • Spending rate tells you whether you are ahead or behind for the month • Category breakdowns, savings trends and net worth, without a spreadsheet • Multiple accounts and ledgers in different currencies, with your own exchange rates • Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST • Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons • Add an expense straight from a widget without opening the app • A full Apple Watch app for logging while you are out • Runs on iPad too — the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE • Earn a coin for every transaction you log by hand • Spend coins on an aquarium and a garden — fifty species to collect • Streaks and a running count of the days you have logged • Budgeting that doesn't feel like homework YOUR DATA IS YOURS • There is no Milli account and no Milli server. We never see your numbers. • The "Data Not Collected" label on this page is not marketing — Milli collects nothing at all • Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read • Lock the app with Face ID or a passcode • No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages — Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese — with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts, categories and color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.

Screenshots

Cenno4 screens
Milli4 screens

Verdict

The call

Cenno and Milli are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cenno sells 1 one-off in-app purchase and Milli sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cenno ships an update weekly, Milli every 5 days. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

ScorecardNo meaningful differences
Cenno versus Milli: the parameters behind the verdict, then further details
ParameterCennoMilli
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS17.017.0
Further details — not scored
Size30 MB109 MB
Age rating4+4+
Developer明慧 张IVAN VILLA CAYABYAB

In-app purchases

1 purchases

Cenno

One-time1
  • Cenno Pro Lifetime$3.99
1 purchases

Milli

One-time1
  • Milli Premium$3.99

Questions

Is Cenno free?
Cenno is free to download, with in-app purchases available.
Is Milli free?
Milli is free to download, with in-app purchases available.
Do Cenno or Milli have ads?
Neither Cenno nor Milli shows ads.
Which is updated more often, Cenno or Milli?
Cenno ships an update weekly, and Milli every 5 days. Most recently, Cenno was updated on November 9, 2026 and Milli on November 6, 2026.

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